Balanced and Diversified Portfolio with Global Exposure and Strong Historical Performance for Moderate Risk Investors

Perfil de riesgo

  • Conservador
    Especulativo

El perfil de riesgo, derivado de las fluctuaciones pasadas del mercado, muestra el riesgo al que está expuesta la cartera. Esta evaluación ayuda a armonizar sus inversiones con sus objetivos financieros y su propensión al riesgo.

Perfil de diversificación

  • Enfocado
    Diversificado

El perfil de diversificación evalúa la distribución de las inversiones entre distintas clases de activos, regiones y sectores. Esta evaluación ayuda a reducir los riesgos, maximizar los rendimientos y evitar la concentración excesiva en una sola área.

Para qué tipo de inversor es adecuada esta cartera

Inversores equilibrados

This portfolio suits a balanced investor with moderate risk tolerance, seeking global exposure and diversification. Ideal for individuals with a long-term investment horizon, it offers the potential for capital appreciation while maintaining a diversified asset base. Such investors are comfortable with equity market volatility and are willing to endure short-term fluctuations for the prospect of higher long-term returns. The portfolio's diversification across sectors and geographies aligns with investors aiming to mitigate risks associated with individual markets or industries, providing a stable foundation for achieving financial goals.

Posiciones

  • Vanguard FTSE All-World UCITS ETF
    VGWL - IE00B3RBWM25
    100,00%

The portfolio is wholly invested in the Vanguard FTSE All-World UCITS ETF, providing broad diversification across various global markets and sectors. This single ETF offers exposure to a wide range of asset classes, primarily stocks, which comprise almost the entire portfolio. Such a composition ensures that the portfolio benefits from global market trends and mitigates risks associated with individual company performance. While the portfolio is well-diversified globally, having only one investment vehicle means it relies on the management of the ETF for optimal asset allocation and risk management.

Crecimiento Info

Historically, the portfolio has demonstrated strong performance, with a compound annual growth rate (CAGR) of 12.86%. This impressive return indicates the portfolio's ability to capitalize on global market opportunities, despite experiencing a significant maximum drawdown of -33.43%. Such a drawdown highlights the inherent risks of investing in a predominantly equity-based portfolio. However, the high CAGR suggests that the portfolio has successfully navigated market volatility over time, rewarding investors with substantial returns. This performance underscores the potential benefits of maintaining a long-term investment horizon to weather market fluctuations.

Proyección Info

Using a Monte Carlo simulation with 1,000 iterations, the portfolio's future performance was projected, assuming a hypothetical initial investment. The simulation revealed a 5th percentile end value of 96.97%, indicating a low probability of loss, while the 50th and 67th percentiles showed significant growth at 434.84% and 560.86%, respectively. With 996 simulations yielding positive returns, the annualized return averaged 13.45%. Monte Carlo simulations help investors understand potential future outcomes by considering various market scenarios, reinforcing the importance of diversification and long-term commitment to achieve desired financial goals.

Clases de activos Info

  • Acciones
    100%
  • Otros
    0%
  • Efectivo
    0%
  • Sin datos
    0%

The portfolio is heavily weighted towards stocks, constituting nearly 100% of the assets, with negligible allocations in other categories. This focus on equities aligns with the portfolio's balanced risk profile, offering opportunities for capital appreciation. However, the lack of significant exposure to other asset classes, such as bonds or real estate, may increase susceptibility to stock market volatility. For investors seeking to reduce risk, incorporating a more diversified mix of asset classes could help achieve a more stable return profile. Diversification is key to managing risk and enhancing portfolio resilience.

Sectores Info

  • Tecnología
    25%
  • Finanzas
    16%
  • Salud
    11%
  • Consumo Cíclico
    11%
  • Industria
    10%
  • Telecomunicaciones
    8%
  • Bienes de cons. perecederos
    6%
  • Energía
    4%
  • Materiales básicos
    4%
  • Servicios públicos
    3%
  • Bienes Raices
    2%

The portfolio's sector allocation is diverse, with the technology sector holding the largest share at approximately 25%. Other significant sectors include financial services, healthcare, and consumer cyclicals, each contributing around 10-16% to the portfolio. This distribution ensures that the portfolio benefits from various economic cycles and industry trends. However, the substantial allocation to technology may increase exposure to sector-specific risks. To maintain a balanced risk profile, it is advisable to monitor sector allocations and adjust as needed to prevent overexposure to any single sector, ensuring continued diversification.

Regiones Info

  • Norteamérica
    65%
  • Europa
    15%
  • Asia Emergente
    6%
  • Japón
    6%
  • Asia
    4%
  • Asia-Pacífico
    2%
  • Africa y Media Oriente
    1%
  • Latino América
    1%
  • Europa Emergente
    0%

Geographically, the portfolio is primarily concentrated in North America, which accounts for nearly 65% of the assets. Europe and Asia also contribute significantly, providing exposure to developed and emerging markets. This global diversification helps mitigate risks associated with any single region's economic downturns while capitalizing on growth opportunities worldwide. However, the heavy reliance on North American markets may expose the portfolio to regional risks. To enhance diversification, investors could consider adjusting geographic allocations to achieve a more balanced global exposure, ensuring resilience against regional economic fluctuations.

Dividendos Info

  • Vanguard FTSE All-World UCITS ETF 1,20%
  • Rendimiento ponderado (por año) 1,20%

The portfolio's dividend yield stands at 1.2%, reflecting the income generated from the underlying stocks within the ETF. This modest yield offers an additional source of return, complementing capital appreciation. While not the primary focus of the portfolio, dividends can provide a steady income stream, particularly valuable during periods of market volatility. Investors seeking higher income might consider increasing exposure to dividend-focused investments. However, the current yield aligns with the portfolio's growth-oriented strategy, balancing income generation with the potential for long-term capital gains.

Costes actuales del producto Info

  • Vanguard FTSE All-World UCITS ETF 0,22%
  • Costes totales ponderados (por año) 0,22%

With a total expense ratio (TER) of 0.22%, the portfolio is cost-effective, minimizing the impact of fees on overall returns. This low-cost structure is a significant advantage of investing in ETFs, allowing investors to retain a larger portion of their gains. Keeping costs low is crucial for maximizing investment returns over time. Investors should remain vigilant about fees, as high costs can erode returns, particularly in low-yield environments. Regularly reviewing and comparing expense ratios can help ensure the portfolio remains competitive and cost-efficient.

¿Y ahora qué?

¿Crear informe de portafolio?

Crear informe

¡Únete a nuestra comunidad!

Únete a Discord

La información proporcionada en esta plataforma es solo para fines informativos y no debe considerarse como asesoramiento financiero o de inversión. Insightfolio no ofrece asesoramiento financiero, recomendaciones personalizadas ni orientación sobre la compra, tenencia o venta de activos financieros. Las herramientas y contenidos son únicamente educativos y no están adaptados a las circunstancias, necesidades financieras u objetivos personales.

Insightfolio no asume ninguna responsabilidad por la precisión, integridad o fiabilidad de la información presentada. Es responsabilidad exclusiva de los usuarios verificar la información y tomar decisiones independientes basándose en su propia investigación y consideración. El uso de esta plataforma no reemplaza la consulta con profesionales financieros cualificados.

Invertir implica riesgos. Los usuarios deben ser conscientes de que el valor de las inversiones puede fluctuar y que los rendimientos pasados no son garantía de resultados futuros. Las decisiones de inversión deben basarse en objetivos financieros personales, tolerancia al riesgo y una evaluación independiente de la información relevante.

Insightfolio no respalda ni garantiza la idoneidad de ningún producto financiero, valor o estrategia en particular. Cualquier proyección, pronóstico o escenario hipotético presentado en la plataforma es solo ilustrativo y no constituye una garantía.

Al acceder a los servicios, información o contenido ofrecido por Insightfolio, los usuarios reconocen y aceptan los términos de este aviso legal. Si no estás de acuerdo con estos términos, por favor no uses nuestra plataforma.