High-Risk Growth Portfolio with Broad Diversification and Concerning Projections
Perfil de riesgo
- Conservador Especulativo
El perfil de riesgo, derivado de las fluctuaciones pasadas del mercado, muestra el riesgo al que está expuesta la cartera. Esta evaluación ayuda a armonizar sus inversiones con sus objetivos financieros y su propensión al riesgo.
Perfil de diversificación
- Enfocado Diversificado
El perfil de diversificación evalúa la distribución de las inversiones entre distintas clases de activos, regiones y sectores. Esta evaluación ayuda a reducir los riesgos, maximizar los rendimientos y evitar la concentración excesiva en una sola área.
Para qué tipo de inversor es adecuada esta cartera
Inversores de crecimiento
This portfolio suits a high-risk, growth-oriented investor who seeks significant capital appreciation and is comfortable with substantial volatility. Such an investor typically has a long investment horizon, allowing time to recover from potential market downturns. They are willing to accept the possibility of significant losses in pursuit of higher returns and are not reliant on their investments for immediate income.
Posiciones
-
Amundi Index Solutions - Amundi Prime Global UCITS ETF DR GBP
PRIW - LU1931974692 50,00% -
JPM Global Equity Multi-Factor UCITS ETF USD Acc GBP
JPLG - IE00BJRCLL96 30,00% -
Vanguard Global Aggregate Bond UCITS ETF GBP Hedged Income
VAGP - IE00BG47KG48 13,00% -
Amundi Index Solutions - Amundi Index FTSE EPRA NAREIT Global UCITS ETF DR
EPRA - LU1437018838 7,00%
The portfolio is composed of 50% Amundi Index Solutions - Amundi Prime Global UCITS ETF DR GBP, 30% JPM Global Equity Multi-Factor UCITS ETF USD Acc GBP, 13% Vanguard Global Aggregate Bond UCITS ETF GBP Hedged Income, and 7% Amundi Index Solutions - Amundi Index FTSE EPRA NAREIT Global UCITS ETF DR. This mix shows a strong lean towards equities, with a minor allocation to bonds and real estate. A high equity allocation typically indicates a preference for growth, but it also introduces higher volatility and risk.
Los datos históricos cubren menos de 2 años, lo que reduce la confianza en los valores calculados.
Crecimiento
Historically, the portfolio has shown a Compound Annual Growth Rate (CAGR) of 60.1%, which is exceptionally high. However, it has also experienced a significant maximum drawdown of -20.08%. This indicates that while the portfolio has had periods of impressive returns, it has also faced substantial losses. High volatility can be concerning for investors who are not comfortable with significant fluctuations in their portfolio value.
Debido a datos históricos limitados, esto puede mostrar valores extremos que no son realistas.
Proyección
Using a Monte Carlo simulation with 1,000 iterations, the projections for the portfolio are alarming. The simulation assumes a hypothetical initial investment and shows a 5th, 50th, and 67th percentile end value of -100.0%, with no simulations yielding positive returns. This suggests a very high risk of significant losses in the future. Monte Carlo simulations provide a range of possible outcomes based on historical data and help in understanding the potential risks and rewards of an investment strategy.
Clases de activos
- Acciones 80%
- Bonos 13%
- Desconocido 7%
- Efectivo 0%
- Otros 0%
- Sin datos 0%
The portfolio is diversified across three main asset classes: 79.9% stocks, 13% bonds, and 7% classified as unknown. This heavy weighting towards stocks is typical for a growth-oriented portfolio, aiming for higher returns at the expense of increased risk. A small allocation to bonds helps to somewhat mitigate risk, but the overall risk remains high due to the dominant equity exposure.
Sectores
- Tecnología 16%
- Finanzas 10%
- Salud 10%
- Industria 8%
- Consumo Cíclico 7%
- Desconocido 7%
- Bienes de cons. perecederos 6%
- Telecomunicaciones 6%
- Energía 4%
- Servicios públicos 4%
- Materiales básicos 4%
- Bienes Raices 3%
The portfolio is spread across various sectors, with the largest allocations in Technology (16.1%), Financial Services (10.3%), and Healthcare (9.5%). This sector diversification can help reduce risk by spreading investments across different parts of the economy. However, a high concentration in volatile sectors like Technology can increase the overall risk. Balancing sector allocations could provide more stability.
Regiones
- Norteamérica 58%
- Europa 14%
- Desconocido 7%
- Japón 5%
- Asia-Pacífico 2%
- Asia 1%
- Africa y Media Oriente 0%
- Latino América 0%
- Asia Emergente 0%
- Europa Emergente 0%
Geographically, the portfolio is heavily weighted towards North America (57.9%), followed by Europe Developed (13.7%), and Japan (5.3%). This geographic diversification can help mitigate region-specific risks but also means the portfolio is significantly influenced by the performance of the North American market. Considering a more balanced geographic allocation might reduce potential volatility.
Dividendos
- Vanguard Global Aggregate Bond UCITS ETF GBP Hedged Income 144,50%
- Rendimiento ponderado (por año) 18,78%
Dividend yield data is not provided for this portfolio. Dividends can be an essential component of total returns, especially for those seeking income. If dividends are a priority, it might be beneficial to include ETFs or funds that focus on dividend-paying stocks to provide a more stable income stream alongside potential capital appreciation.
Costes actuales del producto
- Amundi Index Solutions - Amundi Prime Global UCITS ETF DR GBP 0,05%
- Vanguard Global Aggregate Bond UCITS ETF GBP Hedged Income 0,10%
- Costes totales ponderados (por año) 0,04%
The portfolio costs are relatively low, with the Amundi Index Solutions ETF at 0.05% and the Vanguard Global Aggregate Bond ETF at 0.1%. The total TER is 0.04%, which is very cost-effective. Low costs are advantageous as they help to maximize net returns over time. Keeping investment costs low should continue to be a priority to enhance overall portfolio performance.
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Insightfolio no asume responsabilidad alguna por la exactitud, integridad o fiabilidad de la información presentada. Los usuarios son responsables de verificar la información y tomar decisiones independientes basadas en su propia investigación y cuidadosa consideración.
Las inversiones implican riesgos. Los usuarios deben ser conscientes de que el valor de las inversiones puede fluctuar y de que el rendimiento pasado no es un indicador de resultados futuros. Es importante considerar cuidadosamente su propia tolerancia al riesgo y sus objetivos financieros antes de tomar decisiones de inversión.
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