High-Risk Growth Portfolio with Limited Diversification and Heavy Tech Exposure
Perfil de riesgo
- Conservador Especulativo
El perfil de riesgo, derivado de las fluctuaciones pasadas del mercado, muestra el riesgo al que está expuesta la cartera. Esta evaluación ayuda a armonizar sus inversiones con sus objetivos financieros y su propensión al riesgo.
Perfil de diversificación
- Enfocado Diversificado
El perfil de diversificación evalúa la distribución de las inversiones entre distintas clases de activos, regiones y sectores. Esta evaluación ayuda a reducir los riesgos, maximizar los rendimientos y evitar la concentración excesiva en una sola área.
Para qué tipo de inversor es adecuada esta cartera
Inversores de crecimiento
This portfolio is suitable for an aggressive investor who is comfortable with high levels of risk and aims for substantial long-term growth. Such an investor likely has a long investment horizon and can tolerate significant market fluctuations. Their primary goal is capital appreciation rather than income generation, and they are willing to endure short-term volatility for potential high returns.
Posiciones
-
Invesco NASDAQ 100 ETF
QQQM - US46138G6492 50,00% -
Vanguard S&P 500 ETF
VOO - US9229083632 50,00%
The portfolio consists of two ETFs: Invesco NASDAQ 100 ETF and Vanguard S&P 500 ETF, each making up 50% of the total allocation. This results in a high concentration in large-cap U.S. stocks. While both ETFs are well-regarded and offer exposure to top-performing companies, the lack of diversification could increase vulnerability to market volatility. A more balanced approach might include additional asset classes to mitigate risk.
Crecimiento
Historically, the portfolio has shown strong performance with a compound annual growth rate (CAGR) of 12.93%. However, it also experienced a significant maximum drawdown of -29.62%, indicating susceptibility to market downturns. This performance suggests high potential returns, but also a high level of risk. To better weather market fluctuations, a more diversified portfolio might be advisable.
Proyección
Using a Monte-Carlo simulation with 1,000 iterations, the projected annualized return is 15.16%. The simulation shows a wide range of potential outcomes, with the 5th percentile at 63.04% and the 67th percentile at 742.43%. This indicates substantial variability, reinforcing the portfolio's high-risk, high-reward nature. Diversifying into less correlated assets could help stabilize future returns.
Clases de activos
- Acciones 100%
- Efectivo 0%
The portfolio is heavily skewed towards stocks, with 99.90% in equities and a negligible 0.10% in cash. This extreme concentration in a single asset class exposes the portfolio to significant market risk. Incorporating bonds or other asset classes could provide more stability and reduce overall risk.
Sectores
- Tecnología 40%
- Telecomunicaciones 12%
- Consumo Cíclico 12%
- Salud 9%
- Finanzas 7%
- Industria 6%
- Bienes de cons. perecederos 6%
- Energía 2%
- Materiales básicos 2%
- Servicios públicos 2%
- Bienes Raices 1%
Sector allocation is dominated by Technology at nearly 40%, followed by Communication Services and Consumer Cyclicals. While these sectors have performed well historically, their high concentration increases sector-specific risk. Adding exposure to underrepresented sectors like Utilities or Real Estate could enhance diversification and reduce volatility.
Regiones
- Norteamérica 98%
- Europa 1%
- Asia Emergente 0%
- Latino América 0%
- Asia 0%
Geographically, the portfolio is overwhelmingly concentrated in North America, accounting for over 98% of the allocation. This lack of geographic diversification makes the portfolio vulnerable to regional economic downturns. Including international stocks from Europe, Asia, and other regions could provide a hedge against U.S. market risks.
Dividendos
- Invesco NASDAQ 100 ETF 0,70%
- Vanguard S&P 500 ETF 1,40%
- Rendimiento ponderado (por año) 1,05%
The portfolio's dividend yield is not specified, but given the high concentration in growth-oriented ETFs, the yield is likely to be modest. While growth stocks can offer substantial capital appreciation, incorporating dividend-paying stocks could provide a steady income stream and reduce overall portfolio volatility.
Costes actuales del producto
- Invesco NASDAQ 100 ETF 0,15%
- Vanguard S&P 500 ETF 0,03%
- Costes totales ponderados (por año) 0,09%
The portfolio has a low total expense ratio (TER) of 0.09%, which is commendable. Low costs are crucial for long-term investment success as they ensure more of the returns are retained. Maintaining low fees while seeking diversification will be key to optimizing portfolio performance.
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La información proporcionada en esta plataforma tiene únicamente fines informativos y no debe considerarse asesoramiento financiero. El contenido presentado es de carácter general y educativo, y proporciona ideas sobre diversos temas financieros.
Insightfolio no asume responsabilidad alguna por la exactitud, integridad o fiabilidad de la información presentada. Los usuarios son responsables de verificar la información y tomar decisiones independientes basadas en su propia investigación y cuidadosa consideración.
Las inversiones implican riesgos. Los usuarios deben ser conscientes de que el valor de las inversiones puede fluctuar y de que el rendimiento pasado no es un indicador de resultados futuros. Es importante considerar cuidadosamente su propia tolerancia al riesgo y sus objetivos financieros antes de tomar decisiones de inversión.
Al acceder a los servicios, información o contenidos ofrecidos por Insightfolio, los usuarios aceptan los términos de esta cláusula de exención de responsabilidad. Si no está de acuerdo con estos términos y condiciones, le rogamos que no utilice nuestra plataforma.
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