Moderately Diversified Growth Portfolio with High Technology Exposure
Perfil de riesgo
- Conservador Especulativo
El perfil de riesgo, derivado de las fluctuaciones pasadas del mercado, muestra el riesgo al que está expuesta la cartera. Esta evaluación ayuda a armonizar sus inversiones con sus objetivos financieros y su propensión al riesgo.
Perfil de diversificación
- Enfocado Diversificado
El perfil de diversificación evalúa la distribución de las inversiones entre distintas clases de activos, regiones y sectores. Esta evaluación ayuda a reducir los riesgos, maximizar los rendimientos y evitar la concentración excesiva en una sola área.
Para qué tipo de inversor es adecuada esta cartera
Inversores de crecimiento
This portfolio is suitable for an investor with a high-risk tolerance who is seeking significant capital appreciation. Such an investor is likely focused on long-term growth, willing to accept substantial short-term volatility, and not reliant on regular income from their investments. The ideal investment horizon would be 10 years or more, allowing time to ride out market fluctuations.
Posiciones
-
Vanguard S&P 500 ETF
VOO - US9229083632 50,00% -
Franklin FTSE India ETF
FLIN - US35473P7693 20,00% -
iShares Expanded Tech Sector ETF
IGM - US4642875490 20,00% -
Defiance Quantum
QTUM - US26922A4206 10,00%
The portfolio consists of four ETFs, with a significant allocation to the Vanguard S&P 500 ETF at 50%, followed by Franklin FTSE India ETF at 20%, iShares Expanded Tech Sector ETF at 20%, and Defiance Quantum ETF at 10%. This composition indicates a strong focus on equities, particularly in the technology sector, with a moderate level of diversification across different markets and sectors.
Crecimiento
Historically, the portfolio has shown a robust performance with a Compound Annual Growth Rate (CAGR) of 15.5%. However, it has also experienced significant volatility, evidenced by a maximum drawdown of -34.05%. This suggests that while the portfolio has the potential for high returns, it also carries a substantial risk of losses during market downturns.
Proyección
Using a Monte Carlo simulation with 1,000 runs, the portfolio's future performance was projected. The median (50th percentile) end portfolio value was 823.09%, with a 5th percentile value of 83.62% and a 67th percentile value of 1,259.23%. This simulation indicates a wide range of potential outcomes, reflecting the high-risk, high-reward nature of the portfolio.
Clases de activos
- Acciones 100%
- Efectivo 0%
The portfolio is heavily weighted towards stocks, with 99.68% allocated to equities and a minimal 0.32% in cash. This high equity exposure aligns with the growth objective but also increases the portfolio's risk. Diversifying into other asset classes such as bonds or commodities could help mitigate this risk.
Sectores
- Tecnología 41%
- Finanzas 11%
- Telecomunicaciones 10%
- Consumo Cíclico 8%
- Industria 8%
- Salud 7%
- Bienes de cons. perecederos 4%
- Energía 4%
- Materiales básicos 3%
- Servicios públicos 2%
- Bienes Raices 1%
Sector allocation is dominated by technology at 40.94%, followed by financial services and communication services. This heavy concentration in technology can drive significant growth but also exposes the portfolio to sector-specific risks. A more balanced sector allocation could enhance stability and reduce volatility.
Regiones
- Norteamérica 76%
- Asia Emergente 20%
- Europa 2%
- Japón 1%
- Asia 1%
- Africa y Media Oriente 0%
Geographically, the portfolio is predominantly invested in North America (75.65%), with notable exposure to emerging Asia (20.45%). This geographic concentration can lead to regional risk, and adding more investments from other regions could provide better geographic diversification and reduce potential regional downturn impacts.
Dividendos
- Franklin FTSE India ETF 1,50%
- iShares Expanded Tech Sector ETF 0,30%
- Defiance Quantum 0,90%
- Vanguard S&P 500 ETF 1,30%
- Rendimiento ponderado (por año) 1,10%
The portfolio's dividend yield data is not provided, but given the high allocation to growth-oriented ETFs, it is likely to have a lower dividend yield. This is typical for growth portfolios, which prioritize capital appreciation over income generation. Investors seeking regular income might need to adjust their strategy.
Costes actuales del producto
- Franklin FTSE India ETF 0,19%
- iShares Expanded Tech Sector ETF 0,41%
- Defiance Quantum 0,40%
- Vanguard S&P 500 ETF 0,03%
- Costes totales ponderados (por año) 0,18%
The total expense ratio (TER) of the portfolio is 0.18%, which is relatively low. The Vanguard S&P 500 ETF has the lowest cost at 0.03%, while the iShares Expanded Tech Sector ETF and Defiance Quantum ETF are higher at 0.41% and 0.4%, respectively. Keeping costs low is beneficial for long-term returns, and this portfolio does well in that regard.
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La información proporcionada en esta plataforma tiene únicamente fines informativos y no debe considerarse asesoramiento financiero. El contenido presentado es de carácter general y educativo, y proporciona ideas sobre diversos temas financieros.
Insightfolio no asume responsabilidad alguna por la exactitud, integridad o fiabilidad de la información presentada. Los usuarios son responsables de verificar la información y tomar decisiones independientes basadas en su propia investigación y cuidadosa consideración.
Las inversiones implican riesgos. Los usuarios deben ser conscientes de que el valor de las inversiones puede fluctuar y de que el rendimiento pasado no es un indicador de resultados futuros. Es importante considerar cuidadosamente su propia tolerancia al riesgo y sus objetivos financieros antes de tomar decisiones de inversión.
Al acceder a los servicios, información o contenidos ofrecidos por Insightfolio, los usuarios aceptan los términos de esta cláusula de exención de responsabilidad. Si no está de acuerdo con estos términos y condiciones, le rogamos que no utilice nuestra plataforma.
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