High-Risk Growth Portfolio with Low Diversification

Perfil de riesgo

  • Conservador
    Especulativo

El perfil de riesgo, derivado de las fluctuaciones pasadas del mercado, muestra el riesgo al que está expuesta la cartera. Esta evaluación ayuda a armonizar sus inversiones con sus objetivos financieros y su propensión al riesgo.

Perfil de diversificación

  • Enfocado
    Diversificado

El perfil de diversificación evalúa la distribución de las inversiones entre distintas clases de activos, regiones y sectores. Esta evaluación ayuda a reducir los riesgos, maximizar los rendimientos y evitar la concentración excesiva en una sola área.

Para qué tipo de inversor es adecuada esta cartera

Inversores de crecimiento

This portfolio is suitable for aggressive investors who are focused on long-term capital appreciation and are willing to accept higher levels of risk. Such investors typically have a long investment horizon, allowing them to ride out market volatility. They are less concerned with regular income and more focused on achieving significant growth. Their risk tolerance is high, and they are comfortable with the potential for substantial fluctuations in portfolio value.

Posiciones

  • Vanguard S&P 500 ETF
    VOO - US9229083632
    50,00%
  • Vanguard Growth Index Fund ETF Shares
    VUG - US9229087369
    20,00%
  • Vanguard Small-Cap Index Fund ETF Shares
    VB - US9229087518
    10,00%
  • Vanguard Mid-Cap Index Fund ETF Shares
    VO - US9229086296
    10,00%
  • Vanguard Value Index Fund ETF Shares
    VTV - US9229087443
    10,00%

The portfolio is composed primarily of ETFs, with a significant allocation to the Vanguard S&P 500 ETF making up 50% of the total. Other notable holdings include the Vanguard Growth Index Fund ETF Shares at 20%, Vanguard Small-Cap Index Fund ETF Shares at 10%, Vanguard Mid-Cap Index Fund ETF Shares at 10%, and Vanguard Value Index Fund ETF Shares at 10%. This composition indicates a strong focus on growth-oriented investments, with a low level of diversification, concentrating heavily on the US stock market.

Crecimiento

Historically, the portfolio has performed well, showing a compound annual growth rate (CAGR) of 12.66%. However, it has also experienced significant volatility, with a maximum drawdown of -34.82%. This means that while the portfolio has the potential for high returns, it is also susceptible to substantial losses. The fact that 90% of the returns come from just 30 days highlights the importance of staying invested and not trying to time the market.

Proyección

Using a Monte Carlo simulation, which involves running thousands of hypothetical future scenarios, the portfolio shows a wide range of possible outcomes. Assuming a hypothetical initial investment, the 5th percentile outcome is a return of 47.04%, while the median (50th percentile) outcome is 412.49%, and the 67th percentile outcome is 587.51%. This suggests a high potential for significant gains, but also underscores the uncertainty and risk involved.

Clases de activos

  • Acciones
    100%
  • Efectivo
    0%

The portfolio is heavily weighted towards stocks, with 99.68% allocated to equities and a negligible 0.32% in cash. This high concentration in stocks aligns with the growth objective but also increases the portfolio's risk. A more balanced allocation, including bonds or other asset classes, could help mitigate some of this risk and provide more stability during market downturns.

Sectores

  • Tecnología
    29%
  • Finanzas
    12%
  • Salud
    12%
  • Consumo Cíclico
    11%
  • Industria
    10%
  • Telecomunicaciones
    8%
  • Bienes de cons. perecederos
    5%
  • Energía
    4%
  • Bienes Raices
    3%
  • Materiales básicos
    3%
  • Servicios públicos
    3%

The sector allocation reveals a strong emphasis on Technology, which makes up 29.24% of the portfolio. Other significant sectors include Financial Services at 12.14%, Healthcare at 11.67%, and Consumer Cyclicals at 10.86%. While these sectors have strong growth potential, the heavy concentration in a few sectors increases the portfolio's vulnerability to sector-specific risks. Diversifying across more sectors could help reduce this risk.

Regiones

  • Norteamérica
    99%
  • Europa
    0%
  • Asia
    0%
  • Latino América
    0%
  • Asia Emergente
    0%
  • Africa y Media Oriente
    0%

Geographically, the portfolio is almost entirely concentrated in North America, with 99.46% of the assets allocated there. The remaining small percentages are spread thinly across Europe Developed, Asia Developed, Latin America, Asia Emerging, and Africa/Middle East. This lack of geographic diversification exposes the portfolio to regional risks. Including more international investments could provide a hedge against local market downturns.

Dividendos

  • Vanguard Small-Cap Index Fund ETF Shares 1,50%
  • Vanguard Mid-Cap Index Fund ETF Shares 1,60%
  • Vanguard S&P 500 ETF 1,30%
  • Vanguard Value Index Fund ETF Shares 2,40%
  • Vanguard Growth Index Fund ETF Shares 0,50%
  • Rendimiento ponderado (por año) 1,30%

The portfolio's dividend yield is not specified, but given the high concentration in growth-oriented ETFs, it is likely to be relatively low. Growth-focused investments typically reinvest earnings to fuel further growth rather than paying out dividends. While this strategy can lead to higher capital appreciation, it may not be suitable for investors seeking regular income.

Costes actuales del producto

  • Vanguard Small-Cap Index Fund ETF Shares 0,05%
  • Vanguard Mid-Cap Index Fund ETF Shares 0,04%
  • Vanguard S&P 500 ETF 0,03%
  • Vanguard Value Index Fund ETF Shares 0,04%
  • Vanguard Growth Index Fund ETF Shares 0,04%
  • Costes totales ponderados (por año) 0,04%

The portfolio's costs are impressively low, with a total expense ratio (TER) of just 0.04%. This is a significant advantage, as lower costs mean more of the investment returns are retained by the investor. Keeping investment costs low is a key component of long-term portfolio success, and this portfolio excels in that regard.

¿Y ahora qué?

¡Habla con un asesor financiero!

Refina tu estrategia con orientación experta.

Programar una llamada gratis

¿Crear informe de portafolio?

Crear informe

¡Únete a nuestra comunidad!

Únete a Discord

La información proporcionada en esta plataforma tiene únicamente fines informativos y no debe considerarse asesoramiento financiero. El contenido presentado es de carácter general y educativo, y proporciona ideas sobre diversos temas financieros.

Insightfolio no asume responsabilidad alguna por la exactitud, integridad o fiabilidad de la información presentada. Los usuarios son responsables de verificar la información y tomar decisiones independientes basadas en su propia investigación y cuidadosa consideración.

Las inversiones implican riesgos. Los usuarios deben ser conscientes de que el valor de las inversiones puede fluctuar y de que el rendimiento pasado no es un indicador de resultados futuros. Es importante considerar cuidadosamente su propia tolerancia al riesgo y sus objetivos financieros antes de tomar decisiones de inversión.

Al acceder a los servicios, información o contenidos ofrecidos por Insightfolio, los usuarios aceptan los términos de esta cláusula de exención de responsabilidad. Si no está de acuerdo con estos términos y condiciones, le rogamos que no utilice nuestra plataforma.

¿Le ha resultado útil este informe?

Nos interesa mucho su sincera opinión. Danos tu opinión