High Risk Growth Portfolio with Low Diversity and Strong Technology Focus

Perfil de riesgo

  • Conservador
    Especulativo

El perfil de riesgo, derivado de las fluctuaciones pasadas del mercado, muestra el riesgo al que está expuesta la cartera. Esta evaluación ayuda a armonizar sus inversiones con sus objetivos financieros y su propensión al riesgo.

Perfil de diversificación

  • Enfocado
    Diversificado

El perfil de diversificación evalúa la distribución de las inversiones entre distintas clases de activos, regiones y sectores. Esta evaluación ayuda a reducir los riesgos, maximizar los rendimientos y evitar la concentración excesiva en una sola área.

Para qué tipo de inversor es adecuada esta cartera

Inversores de crecimiento

This portfolio suits a growth-oriented investor with a high risk tolerance and a long-term investment horizon. Such investors seek substantial capital appreciation and are willing to endure significant volatility and potential drawdowns. They typically have a strong focus on technology and growth sectors, aiming to capitalize on emerging market trends. This investor is less concerned with generating immediate income and more focused on maximizing long-term wealth. A willingness to accept short-term fluctuations and a commitment to a long-term strategy are key characteristics of this investor type.

Posiciones

  • Invesco QQQ Trust
    QQQ - US46090E1038
    36,44%
  • Vanguard Total Stock Market Index Fund ETF Shares
    VTI - US9229087690
    19,01%
  • Vanguard S&P 500 ETF
    VOO - US9229083632
    14,16%
  • Invesco Aerospace & Defense ETF
    PPA - US46137V1008
    11,53%
  • Extra Space Storage Inc
    EXR - US30225T1025
    9,90%
  • Textron Inc
    TXT - US8832031012
    3,26%
  • Palantir Technologies Inc
    PLTR - US69608A1088
    2,97%
  • Invesco NASDAQ 100 ETF
    QQQM - US46138G6492
    2,72%

The portfolio is heavily concentrated in ETFs, with a significant portion allocated to the Invesco QQQ Trust, which constitutes over 36% of the portfolio. This indicates a strong focus on large-cap tech stocks. The remaining positions include a mix of ETFs and individual stocks, with a notable allocation to the Vanguard Total Stock Market Index Fund and the Vanguard S&P 500 ETF. The limited number of asset classes and high concentration in a few positions suggest low diversification. This could lead to higher volatility, making it crucial to consider additional diversification to mitigate risks.

Crecimiento

Historically, the portfolio has demonstrated robust performance with a compound annual growth rate (CAGR) of 16.13%. However, it has also experienced a significant maximum drawdown of -28.2%, highlighting the potential for substantial losses during market downturns. The portfolio's returns are concentrated in a small number of days, which can result in unpredictable performance. Understanding the historical volatility and drawdown is essential for managing expectations and aligning the portfolio with one's risk tolerance. Consider strategies to reduce the impact of market fluctuations, such as diversifying across different asset classes or sectors.

Proyección

A Monte Carlo simulation, which uses random sampling to predict future outcomes, was conducted with 1,000 simulations. The analysis suggests a wide range of potential future returns, with a 5th percentile outcome of 63.45% and a 50th percentile outcome of 1,177.2%. The annualized return across all simulations is 26.72%, indicating potential for substantial growth. However, the variability in outcomes underscores the uncertainty inherent in investing. It's important to prepare for a range of scenarios and adjust the portfolio to align with personal financial goals and risk tolerance, potentially incorporating more stable investments to balance growth opportunities.

Clases de activos

  • Acciones
    100%
  • Efectivo
    0%

The portfolio is overwhelmingly allocated to stocks, with nearly 100% of assets in this class, leaving minimal exposure to other asset classes like bonds or cash. This heavy reliance on equities can lead to increased volatility and risk, especially during market downturns. Diversifying across multiple asset classes can help reduce risk and provide more stable returns over time. Consider introducing fixed-income securities or other alternative investments to achieve a more balanced asset allocation, which can help cushion the portfolio against market fluctuations and provide a more consistent performance.

Sectores

  • Tecnología
    33%
  • Industria
    18%
  • Bienes Raices
    11%
  • Telecomunicaciones
    9%
  • Consumo Cíclico
    9%
  • Salud
    7%
  • Bienes de cons. perecederos
    4%
  • Finanzas
    4%
  • Energía
    2%
  • Materiales básicos
    1%
  • Servicios públicos
    1%

The portfolio shows a strong concentration in the technology sector, accounting for over 33% of the total allocation. Other sectors, such as industrials and real estate, are also represented but to a lesser extent. This sector allocation indicates a high exposure to tech-related market movements, which can be both an opportunity and a risk. To mitigate sector-specific risks, it's advisable to diversify across a broader range of industries. This can help protect against downturns in any single sector and provide a more balanced growth potential across different economic cycles.

Regiones

  • Norteamérica
    99%
  • Europa
    1%
  • Asia Emergente
    0%
  • Latino América
    0%
  • Africa y Media Oriente
    0%
  • Asia
    0%

Geographically, the portfolio is heavily skewed towards North American investments, comprising over 98% of the total allocation. This lack of international diversification can expose the portfolio to region-specific risks and limit opportunities for growth in other markets. While North America offers a robust market, incorporating a more diverse geographic allocation can help capture growth potential in emerging and developed markets outside the region. Consider exploring international funds or global ETFs to add geographic diversification, which can enhance the portfolio's resilience and growth prospects.

Posiciones redundantes

  • Invesco NASDAQ 100 ETF
    Invesco QQQ Trust
    Alta correlación
  • Invesco QQQ Trust
    Vanguard S&P 500 ETF
    Alta correlación
  • Invesco QQQ Trust
    Vanguard Total Stock Market Index Fund ETF Shares
    Alta correlación
  • Invesco NASDAQ 100 ETF
    Vanguard S&P 500 ETF
    Alta correlación
  • Invesco NASDAQ 100 ETF
    Vanguard Total Stock Market Index Fund ETF Shares
    Alta correlación
  • Vanguard S&P 500 ETF
    Vanguard Total Stock Market Index Fund ETF Shares
    Alta correlación

The portfolio exhibits high correlation among several assets, particularly those within the technology sector ETFs. This means that these assets tend to move in the same direction, which can amplify both gains and losses. High correlation can increase the portfolio's overall risk, especially during market downturns. To reduce correlation risk, consider diversifying into assets with lower correlation to the existing holdings. This can help smooth out returns and reduce the impact of any single asset's performance on the overall portfolio, leading to more stable long-term growth.

Dividendos

  • Extra Space Storage Inc 4,00%
  • Invesco Aerospace & Defense ETF 0,60%
  • Invesco QQQ Trust 0,60%
  • Invesco NASDAQ 100 ETF 0,70%
  • Textron Inc 0,10%
  • Vanguard S&P 500 ETF 1,30%
  • Vanguard Total Stock Market Index Fund ETF Shares 1,30%
  • Rendimiento ponderado (por año) 1,14%

The portfolio does not emphasize dividend-paying stocks, focusing instead on growth-oriented investments. This approach aligns with the growth classification but may limit income generation for those seeking regular cash flow. While growth stocks can offer substantial capital appreciation, they often reinvest earnings rather than pay dividends. For investors seeking income, consider incorporating dividend-paying stocks or funds to provide a steady income stream. Balancing growth and income investments can help achieve a more comprehensive portfolio strategy that meets both capital appreciation and income needs.

Costes actuales del producto

  • Invesco Aerospace & Defense ETF 0,58%
  • Invesco QQQ Trust 0,20%
  • Invesco NASDAQ 100 ETF 0,15%
  • Vanguard S&P 500 ETF 0,03%
  • Vanguard Total Stock Market Index Fund ETF Shares 0,03%
  • Costes totales ponderados (por año) 0,15%

The portfolio's total expense ratio (TER) is relatively low at 0.15%, indicating cost-effective management. The majority of the ETFs have low expense ratios, with the Vanguard funds at just 0.03%. However, the Invesco Aerospace & Defense ETF has a higher expense ratio of 0.58%, which could impact returns over time. Keeping investment costs low is crucial for maximizing net returns. Regularly reviewing and optimizing the cost structure of the portfolio can help enhance long-term performance. Consider alternatives with lower fees to ensure that investment gains are not eroded by high expenses.

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Las inversiones implican riesgos. Los usuarios deben ser conscientes de que el valor de las inversiones puede fluctuar y de que el rendimiento pasado no es un indicador de resultados futuros. Es importante considerar cuidadosamente su propia tolerancia al riesgo y sus objetivos financieros antes de tomar decisiones de inversión.

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