This portfolio has only about 1.3 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.

A globally diversified growth-focused portfolio with a strong tech sector tilt

Report created on Aug 6, 2025

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

This portfolio is comprised of two ETFs, with a significant 70% allocation in the Vanguard FTSE All-World UCITS ETF USD Accumulation and a 30% allocation in the WisdomTree US Quality Growth UCITS ETF. This structure indicates a pronounced emphasis on global stocks, aiming for broad exposure across various markets. The complete allocation to stocks underlines a growth-oriented strategy, albeit with a balanced risk profile, as evidenced by the risk score of 4 out of 7. The diversification score of 4 out of 5 suggests a well-thought-out approach to spreading risk across different sectors and geographies.

Growth Info

The portfolio's historical performance, featuring a Compound Annual Growth Rate (CAGR) of 15.08% and a maximum drawdown of -23.40%, showcases its capacity for substantial growth while also illustrating its vulnerability to market volatility. The fact that 90% of returns came from just 5 days highlights the unpredictable nature of stock market investments, where significant gains can be concentrated in very short periods. This volatility underscores the importance of maintaining a long-term perspective and the ability to withstand short-term market fluctuations.

Projection Info

Monte Carlo simulations, which ran 1,000 scenarios to forecast future performance, show a wide range of outcomes with a median (50th percentile) increase of 782.2%, illustrating the potential for significant growth. However, the wide spread between the 5th and 67th percentiles (155.4% to 1,145.9%) underscores the uncertainty and risk inherent in stock market investments. These projections, while useful for planning, are based on historical data and cannot guarantee future results.

Asset classes Info

  • Stocks
    100%

The portfolio's allocation is entirely in stocks, with no presence in other asset classes such as bonds, cash, or real estate. This singular focus on equities is conducive to growth but also increases exposure to market volatility. Diversifying across different asset classes could provide a buffer against stock market downturns and contribute to a more stable performance over time.

Sectors Info

  • Technology
    34%
  • Financials
    14%
  • Consumer Discretionary
    12%
  • Telecommunications
    11%
  • Industrials
    8%
  • Health Care
    8%
  • Consumer Staples
    4%
  • Energy
    3%
  • Basic Materials
    2%
  • Utilities
    2%
  • Real Estate
    2%

The sector allocation is heavily weighted towards technology (34%), followed by financial services and consumer cyclicals. This tech-heavy tilt aligns with a growth strategy but also introduces sector-specific risks, such as higher volatility during economic downturns or interest rate hikes. Balancing sector exposure could mitigate these risks while still capturing growth opportunities in other areas.

Regions Info

  • North America
    75%
  • Europe Developed
    11%
  • Japan
    4%
  • Asia Emerging
    4%
  • Asia Developed
    3%
  • Australasia
    1%
  • Africa/Middle East
    1%
  • Latin America
    1%

Geographic allocation is predominantly in North America (75%), with lesser exposure to developed Europe, Japan, and emerging markets. This concentration in North American markets, particularly the U.S., leverages the region's innovative capacity and economic strength but also exposes the portfolio to regional economic and political risks. Increasing exposure to emerging markets and other developed regions could enhance diversification and growth potential.

Market capitalization Info

  • Mega-cap
    57%
  • Large-cap
    28%
  • Mid-cap
    14%

The portfolio leans heavily towards mega (57%) and big (28%) cap stocks, indicating a preference for established, large-scale companies. This bias towards larger companies may contribute to stability but could limit exposure to the higher growth potential of mid and small-cap stocks. Incorporating a broader mix of market capitalizations could enhance returns and diversification.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Considering the Efficient Frontier, the portfolio appears to be positioned for growth but may not be fully optimized for the best possible risk-return ratio. Adjusting the asset allocation to include a wider variety of asset classes and rebalancing sector and geographic exposures could move the portfolio closer to the Efficient Frontier, enhancing expected returns for the given level of risk.

Ongoing product costs Info

  • Vanguard FTSE All-World UCITS ETF USD Accumulation 0.22%
  • Weighted costs total (per year) 0.15%

The portfolio's costs, highlighted by a total expense ratio (TER) of 0.15%, are impressively low, which is beneficial for long-term performance. Minimizing costs is crucial in maximizing net returns, and the current cost structure supports this objective effectively.

What next?

Create your own report?

Analyze your portfolio

Join our community!

Join Discord

The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.

Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.

Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.

Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.

By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.

Instrument logos provided by Elbstream.

Help us improve Insightfolio

Your feedback makes a difference! Share your thoughts in our quick survey. Take the survey