This portfolio has only about 2.1 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.

A well-diversified aggressive portfolio with a strong focus on equities and sustainability

Report created on Aug 2, 2025

Risk profile Info

6/7
Aggressive
Less risk More risk

Diversification profile Info

5/5
Highly Diversified
Less diversification More diversification

Positions

This portfolio is heavily weighted towards equities, with 92% of its allocation in stocks and the remaining 8% in bonds, reflecting a strong growth orientation. The inclusion of ETFs like the iShares Edge MSCI World Minimum Volatility and Vanguard LifeStrategy 80% Equity indicates a preference for broad market exposure, while the Vanguard ESG Emerging Markets All Cap ETF introduces a sustainability angle. The strategic blend of these ETFs suggests an attempt to balance aggressive growth with risk mitigation through minimum volatility and diversified global exposure.

Growth Info

The portfolio's historic performance, with a Compound Annual Growth Rate (CAGR) of 32.92%, is exceptionally high, indicating periods of significant market outperformance. However, the maximum drawdown of -15.15% underscores the inherent volatility and risk associated with an aggressive investment strategy. It's crucial to understand that such high returns often come with increased risk, and past performance is not a reliable indicator of future results.

Projection Info

Monte Carlo simulations, which project future portfolio performance based on historical data, show a wide range of outcomes, emphasizing the uncertainty inherent in investing. While the median projected growth is impressive, it's important to remember that these projections are speculative and depend on numerous variables. Investors should use these projections as one of many tools in decision-making, not a guaranteed outcome.

Asset classes Info

  • Stocks
    92%
  • Bonds
    8%

The portfolio's heavy emphasis on stocks is typical for aggressive investment strategies aiming for high growth. The small bond allocation provides minimal income and stability, which might not significantly buffer against stock market volatility. Diversifying across asset classes, including potentially more bonds or alternative investments, could offer better risk-adjusted returns.

Sectors Info

  • Technology
    22%
  • Financials
    19%
  • Health Care
    11%
  • Consumer Discretionary
    9%
  • Telecommunications
    9%
  • Industrials
    9%
  • Consumer Staples
    8%
  • Utilities
    4%
  • Basic Materials
    3%
  • Energy
    3%
  • Real Estate
    2%

The sector allocation shows a heavy tilt towards technology and financial services, sectors known for their high growth potential but also for their volatility. This concentration increases the portfolio's sensitivity to specific market movements. Diversifying more evenly across sectors could help mitigate sector-specific risks.

Regions Info

  • North America
    54%
  • Asia Emerging
    13%
  • Europe Developed
    13%
  • Asia Developed
    8%
  • Japan
    6%
  • Africa/Middle East
    3%
  • Latin America
    2%
  • Australasia
    1%

The geographic allocation is heavily skewed towards North America and underexposed to Europe Emerging and Australasia. While this reflects common global market weightings, increasing exposure to underrepresented regions could enhance diversification and tap into different growth dynamics, potentially reducing geographical risk.

Market capitalization Info

  • Large-cap
    36%
  • Mega-cap
    32%
  • Mid-cap
    21%
  • Small-cap
    1%

The focus on big and mega cap stocks aligns with the portfolio's growth and stability objectives, as these companies often have more established businesses. However, the limited exposure to small and micro caps suggests missed opportunities for higher growth, albeit with higher risk. Considering a slight increase in exposure to smaller companies could enhance growth prospects.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The Efficient Frontier analysis suggests that the portfolio is positioned towards the higher end of the risk-return spectrum. While this aligns with an aggressive growth strategy, there might be room to optimize the risk-return profile without sacrificing potential growth. Regularly reviewing and adjusting the asset allocation can ensure the portfolio remains aligned with investment goals and market conditions.

Ongoing product costs Info

  • iShares Edge MSCI World Minimum Volatility UCITS ETF USD (Acc) EUR 0.30%
  • Vanguard LifeStrategy 80% Equity UCITS ETF (EUR) Accumulating 0.25%
  • Weighted costs total (per year) 0.22%

The portfolio's total expense ratio (TER) is relatively low, which is beneficial for long-term growth as costs can significantly impact net returns. Continuing to focus on cost-efficient investments will help in maximizing returns without compromising on quality or diversification.

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