Growth-Oriented Portfolio with Low Diversity and High Risk for Bold Investors

Risikoprofil

  • Sicher
    Spekulativ

Das Risikoprofil, abgeleitet aus vergangenen Marktschwankungen, zeigt das Risiko, dem das Portfolio ausgesetzt bist. Diese Bewertung hilft dabei, Deine Investitionen mit Deinen finanziellen Zielen und Deiner Risikobereitschaft in Einklang zu bringen.

Diversifikationsprofil

  • Fokussiert
    Diversifiziert

Das Diversifikationsprofil bewertet die Verteilung von Anlagen über verschiedene Anlageklassen, Regionen und Branchen. Diese Bewertung hilft dabei, Risiken zu reduzieren, Renditen zu maximieren und eine Überkonzentration in einem einzelnen Bereich zu vermeiden.

Für welchen Anlegertyp dieses Portfolio geeignet ist

Wachstumsorientierte Anleger

This portfolio suits an investor with a growth-oriented mindset, seeking high returns and willing to accept higher risk. Ideal for those with long-term investment horizons, it appeals to individuals comfortable with market volatility. With a focus on capital appreciation, this investor prioritizes potential gains over immediate income. They are typically proactive, regularly monitoring and adjusting their portfolio to align with changing market conditions. This investor values a strategic approach, balancing growth potential with risk management to achieve their financial goals.

Positionen

  • Avantis® U.S. Small Cap Value ETF
    AVUV - US0250728773
    12,50%
  • Chevron Corp
    CVX - US1667641005
    12,50%
  • JPMorgan Chase & Co
    JPM - US46625H1005
    12,50%
  • SPDR® S&P MIDCAP 400 ETF Trust
    MDY - US78467Y1073
    12,50%
  • Invesco Aerospace & Defense ETF
    PPA - US46137V1008
    12,50%
  • Visa Inc. Class A
    V - US92826C8394
    12,50%
  • Vanguard Information Technology Index Fund ETF Shares
    VGT - US92204A7028
    12,50%
  • Health Care Select Sector SPDR® Fund
    XLV - US81369Y2090
    12,50%

The portfolio consists of a balanced mix of ETFs and common stocks, each representing 12.5% of the total. This composition reflects a strong inclination towards growth, with a significant portion allocated to various sectors. Although the portfolio covers multiple sectors, the low diversity classification suggests a concentrated investment approach. This lack of diversification may increase risk, as the portfolio's performance heavily depends on the success of specific sectors or companies. To enhance resilience, consider diversifying across more sectors or asset classes.

Wachstum Info

Historically, this portfolio has shown impressive performance with a compound annual growth rate (CAGR) of 17.82%. However, it also experienced a significant maximum drawdown of -39.66%, indicating potential volatility. The fact that just 13 days contributed to 90% of the returns highlights the importance of timing in this investment strategy. While the high CAGR is attractive, the associated volatility suggests that investors should be prepared for potential fluctuations. To mitigate risk, it's advisable to consider strategies that balance growth with stability.

Prognose Info

Using a Monte Carlo simulation, we project potential future outcomes based on a hypothetical initial investment. This model runs numerous simulations to estimate a range of possible returns. The median projection shows a 614.97% increase, while the 5th percentile indicates a 25.45% gain, and the 67th percentile suggests a 1,034.7% increase. With 963 out of 1,000 simulations yielding positive returns, the portfolio appears promising. However, the wide range of outcomes underscores the inherent uncertainty. It's crucial to maintain a long-term perspective and prepare for various scenarios.

Anlageklassen Info

  • Aktien
    100%
  • Cash
    0%

The portfolio is heavily weighted towards stocks, with 99.91% allocated to this asset class. This concentration indicates a strong growth focus, which can offer substantial returns over time. However, the lack of diversification into other asset classes, such as bonds or real estate, may increase vulnerability to market fluctuations. Incorporating a broader range of asset classes could help balance risk and reward. By diversifying, investors can potentially reduce volatility and enhance the portfolio's resilience against market downturns.

Branchen Info

  • Finanzen
    31%
  • Technologie
    16%
  • Industriegüter
    16%
  • Energie
    15%
  • Gesundheitswesen
    14%
  • Zyklische Konsumgüter
    4%
  • Grundstoffe
    1%
  • Basiskonsumgüter
    1%
  • Immobilien
    1%
  • Telekommunikation
    0%
  • Versorgungsunternehmen
    0%

The portfolio's sector allocation is concentrated, with significant exposure to financial services, technology, and industrials. These sectors collectively account for over 60% of the portfolio. While this concentration can drive growth during sector booms, it also poses a risk if these sectors underperform. The limited exposure to other sectors, such as consumer cyclicals and healthcare, suggests an opportunity to diversify. By spreading investments across a wider array of sectors, the portfolio could achieve a more balanced risk-return profile, reducing dependence on any single sector.

Regionen Info

  • Nordamerika
    99%
  • Afrika/Mittlerer Osten
    0%
  • Europa
    0%
  • Lateinamerika
    0%
  • Asien Schwellenländer
    0%
  • Asien
    0%

Geographically, the portfolio is predominantly focused on North America, with 99.3% of assets allocated to this region. This concentration suggests a strong reliance on the U.S. market, which can be advantageous in times of economic growth. However, it also exposes the portfolio to regional risks, such as economic downturns or regulatory changes. To mitigate these risks, consider diversifying into other regions. Expanding geographic exposure can provide access to different markets and economic conditions, potentially enhancing the portfolio's resilience and growth potential.

Redundante Positionen Info

  • Avantis® U.S. Small Cap Value ETF
    SPDR® S&P MIDCAP 400 ETF Trust
    Hohe Korrelation

Within the portfolio, certain assets, like the Avantis® U.S. Small Cap Value ETF and SPDR® S&P MIDCAP 400 ETF Trust, exhibit high correlation. This means they tend to move in the same direction, which can amplify both gains and losses. While correlated assets can enhance returns during market upswings, they also increase risk during downturns. To reduce this risk, consider including assets with low or negative correlations. Diversifying with uncorrelated assets can help stabilize the portfolio, providing a buffer against market volatility and enhancing risk-adjusted returns.

Ausschüttungen Info

  • Avantis® U.S. Small Cap Value ETF 1,50%
  • Chevron Corp 3,00%
  • JPMorgan Chase & Co 1,90%
  • SPDR® S&P MIDCAP 400 ETF Trust 1,10%
  • Invesco Aerospace & Defense ETF 0,50%
  • Visa Inc. Class A 0,50%
  • Vanguard Information Technology Index Fund ETF Shares 0,60%
  • Health Care Select Sector SPDR® Fund 1,60%
  • Gewichtete Ausschüttungen (pro Jahr) 1,34%

The portfolio's dividend yield is 1.34%, with contributions from various holdings like Chevron Corp at 3% and JPMorgan Chase & Co at 1.9%. While the yield provides some income, it's relatively low, reflecting the growth-oriented nature of the portfolio. Investors seeking higher income may consider increasing exposure to dividend-paying assets. Balancing growth with income can enhance the portfolio's overall return potential. By incorporating more dividend-focused investments, the portfolio can achieve a more stable income stream, complementing its growth objectives.

Laufende Produktkosten Info

  • Avantis® U.S. Small Cap Value ETF 0,25%
  • SPDR® S&P MIDCAP 400 ETF Trust 0,24%
  • Invesco Aerospace & Defense ETF 0,58%
  • Vanguard Information Technology Index Fund ETF Shares 0,10%
  • Health Care Select Sector SPDR® Fund 0,09%
  • Gewichtete Gesamtkosten (pro Jahr) 0,16%

The portfolio's total expense ratio (TER) is 0.16%, which is relatively low and beneficial for long-term growth. Low costs are crucial for maximizing returns, as they minimize the drag on performance. However, some individual positions, like the Invesco Aerospace & Defense ETF, have higher expense ratios. To optimize costs, consider periodically reviewing and rebalancing the portfolio. By focusing on cost-effective investments, the portfolio can maintain its growth potential while minimizing expenses. Keeping costs low is a key strategy for enhancing long-term returns.

Risiko vs. Rendite

Dieser Chart zeigt die Efficient Frontier, berechnet auf Basis deiner aktuellen Positionen mit unterschiedlichen Gewichtungen. Er hebt das beste Verhältnis zwischen Risiko und Rendite hervor, basierend auf historischen Daten. "Effiziente" Portfolios maximieren die Rendite für ein gegebenes Risiko oder minimieren das Risiko für eine gegebene Rendite. Portfolios unterhalb der Kurve sind weniger effizient. Diese Grafik dient nur zu Informationszwecken und stellt keine Empfehlung zum Kauf oder Verkauf von Wertpapieren dar.

Portfolio optimization isn't recommended due to overlapping assets with high correlation. Instead, focus on enhancing diversification to reduce risk. Consider reallocating investments to achieve a more balanced mix of asset classes and sectors. By moving along the efficient frontier, investors can adjust their risk profile. A riskier portfolio may include more equities, while a conservative one might incorporate bonds. Prioritize diversification and cost management to improve the portfolio's risk-return balance. This strategic approach can enhance performance and resilience over time.

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