Balanced Portfolio with Moderate Diversification and Strong Technology Focus

Risikoprofil

  • Sicher
    Spekulativ

Das Risikoprofil, abgeleitet aus vergangenen Marktschwankungen, zeigt das Risiko, dem das Portfolio ausgesetzt bist. Diese Bewertung hilft dabei, Deine Investitionen mit Deinen finanziellen Zielen und Deiner Risikobereitschaft in Einklang zu bringen.

Diversifikationsprofil

  • Fokussiert
    Diversifiziert

Das Diversifikationsprofil bewertet die Verteilung von Anlagen über verschiedene Anlageklassen, Regionen und Branchen. Diese Bewertung hilft dabei, Risiken zu reduzieren, Renditen zu maximieren und eine Überkonzentration in einem einzelnen Bereich zu vermeiden.

Für welchen Anlegertyp dieses Portfolio geeignet ist

Ausgewogene Anleger

This portfolio is suitable for investors who are moderately risk-tolerant and seek balanced growth. They are likely interested in long-term capital appreciation rather than immediate income. These investors prefer a diversified approach but are comfortable with significant exposure to equities, particularly in developed markets. Their investment horizon is likely medium to long-term, allowing them to weather short-term volatility. Such investors are typically willing to accept some market risk for the potential of higher returns, focusing on strategic growth opportunities.

Positionen

  • Invesco EQQQ NASDAQ-100 UCITS ETF Acc
    EQQB - IE00BFZXGZ54
    60,00%
  • Amundi Stoxx Europe 600 UCITS ETF C EUR
    LYP6 - LU0908500753
    30,00%
  • Xtrackers Nikkei 225 UCITS ETF 1C EUR
    XNKY - LU2196470426
    10,00%

The portfolio consists of three main positions: Invesco EQQQ NASDAQ-100 UCITS ETF, Amundi Stoxx Europe 600 UCITS ETF, and Xtrackers Nikkei 225 UCITS ETF. The largest allocation is to the NASDAQ-100, making up 60% of the portfolio, followed by 30% in the European market and 10% in the Japanese market. This composition shows a strong focus on technology and developed markets, with a balanced risk classification. It's moderately diversified, primarily within equities, which can provide growth potential but also introduces market volatility.

Wachstum

Historically, the portfolio has shown a solid performance with a compound annual growth rate (CAGR) of 13.14%. The maximum drawdown experienced was -18.7%, indicating the level of risk during market downturns. The returns are concentrated over a small number of days, suggesting that timing can significantly affect performance. This performance history highlights the potential for substantial growth but also underscores the importance of being prepared for periods of volatility.

Prognose

Using a Monte Carlo simulation with 1,000 iterations, the portfolio's future performance was projected. This simulation models potential future returns based on historical data, providing a range of possible outcomes. The median outcome suggests a significant growth potential with a 50th percentile return of 301.8%. However, there's also a wide range of outcomes, with the 5th percentile at 39.83% and the 67th percentile at 432.3%. This indicates both opportunities for high returns and risks of lower performance, emphasizing the importance of risk management.

Anlageklassen

  • Aktien
    100%
  • Sonstige
    0%
  • Cash
    0%

The portfolio is heavily weighted towards equities, with 99.87% in stocks. This high allocation to stocks aligns with a growth-focused strategy but also introduces significant market risk. The minimal presence of other asset classes and cash suggests limited diversification across different types of investments. To manage risk, it's often beneficial to include a broader range of asset classes, such as bonds, which can provide stability and income in volatile markets.

Branchen

  • Technologie
    35%
  • Zyklische Konsumgüter
    13%
  • Telekommunikation
    12%
  • Industriegüter
    9%
  • Gesundheitswesen
    9%
  • Basiskonsumgüter
    7%
  • Finanzen
    7%
  • Grundstoffe
    3%
  • Energie
    2%
  • Versorgungsunternehmen
    2%
  • Immobilien
    1%

The sector allocation shows a strong emphasis on technology, which constitutes 35.39% of the portfolio. Other significant sectors include consumer cyclicals, communication services, and industrials. While this sector concentration can lead to high returns during tech booms, it also increases exposure to sector-specific risks. A more balanced sector allocation can help mitigate these risks and provide more consistent returns across different market conditions.

Regionen

  • Nordamerika
    59%
  • Europa
    30%
  • Japan
    10%
  • Lateinamerika
    0%
  • Asien Schwellenländer
    0%
  • Europa Schwellenländer
    0%

Geographically, the portfolio is concentrated in North America, with nearly 59% of assets, followed by Europe and Japan. This allocation reflects a focus on developed markets, which can offer stability and growth. However, emerging markets are underrepresented, which might limit exposure to higher growth opportunities. A more geographically diversified portfolio can benefit from the growth potential of emerging economies, helping to balance risk and return.

Ausschüttungen

The portfolio does not emphasize dividend yield, focusing instead on growth through capital appreciation. While dividends can provide a steady income stream and reduce overall portfolio volatility, this portfolio's strategy is more oriented towards long-term growth. Investors seeking regular income might consider integrating dividend-paying stocks or funds to balance growth with income.

Laufende Produktkosten

  • Invesco EQQQ NASDAQ-100 UCITS ETF Acc 0,35%
  • Amundi Stoxx Europe 600 UCITS ETF C EUR 0,07%
  • Xtrackers Nikkei 225 UCITS ETF 1C EUR 0,09%
  • Gewichtete Gesamtkosten (pro Jahr) 0,24%

The portfolio's total expense ratio (TER) is 0.24%, which is relatively low and cost-effective. Keeping investment costs low is crucial as it directly impacts net returns. The individual expense ratios of the ETFs are competitive, indicating efficient management. However, regular reviews of these costs can ensure they remain aligned with performance expectations. Lower costs can lead to higher net returns over time, enhancing overall portfolio efficiency.

Was jetzt?

Erweiterte Portfolio-Optimierung

Entdecke Strategien, um deine Rendite zu verbessern und Risiken basierend auf deinem Anlageprofil zu minimieren. Greife auf weiterführende Analysen zu, um dein Portfolio zu optimieren.

Portfolio optimieren

Eigene Analyse erstellen?

Analysiere dein Portfolio

Tritt unserer Community bei!

Zum Insightfolio-Discord

Die auf dieser Plattform bereitgestellten Informationen dienen nur zu Informationszwecken und sollten nicht als Finanzberatung angesehen werden. Die dargestellten Inhalte sind allgemeiner und lehrreicher Natur und bieten Einblicke und Ideen zu verschiedenen Finanzthemen.

Insightfolio übernimmt keine Gewähr für die Richtigkeit, Vollständigkeit oder Zuverlässigkeit der dargestellten Informationen. Die Nutzer sind dafür verantwortlich, die Informationen zu überprüfen und unabhängige Entscheidungen auf der Grundlage eigener Nachforschungen und sorgfältiger Prüfung zu treffen.

Investitionen sind mit Risiken verbunden. Die Nutzer sollten sich darüber im Klaren sein, dass der Wert von Anlagen schwanken kann und dass die Wertentwicklung in der Vergangenheit kein Indikator für zukünftige Ergebnisse ist. Es ist wichtig, die eigene Risikotoleranz und die eigenen finanziellen Ziele sorgfältig abzuwägen, bevor man Anlageentscheidungen trifft.

Mit dem Zugriff auf die von Insightfolio angebotenen Dienste, Informationen oder Inhalte erklären sich die Nutzer mit den Bedingungen dieses Haftungsausschlusses einverstanden. Wenn Sie mit diesen Bedingungen nicht einverstanden sind, sehen Sie bitte von der Nutzung unserer Plattform ab.

War dieser Bericht hilfreich für dich?

Wir sind sehr an deiner ehrlichen Meinung interessiert! Gib uns Feedback