Cautious and Broadly Diversified Portfolio with Strong Historical Performance and Promising Projections

Risikoprofil

  • Sicher
    Spekulativ

Das Risikoprofil, abgeleitet aus vergangenen Marktschwankungen, zeigt das Risiko, dem das Portfolio ausgesetzt bist. Diese Bewertung hilft dabei, Deine Investitionen mit Deinen finanziellen Zielen und Deiner Risikobereitschaft in Einklang zu bringen.

Diversifikationsprofil

  • Fokussiert
    Diversifiziert

Das Diversifikationsprofil bewertet die Verteilung von Anlagen über verschiedene Anlageklassen, Regionen und Branchen. Diese Bewertung hilft dabei, Risiken zu reduzieren, Renditen zu maximieren und eine Überkonzentration in einem einzelnen Bereich zu vermeiden.

Für welchen Anlegertyp dieses Portfolio geeignet ist

Vorsichtige Anleger

This portfolio is suitable for cautious investors who prioritize long-term growth and value diversification. These investors typically have a moderate risk tolerance and seek to balance potential returns with risk mitigation. Their investment horizon is likely long-term, allowing them to weather short-term market fluctuations. They appreciate the stability and growth potential of developed markets while remaining open to exploring emerging market opportunities. This investor type values a diversified approach, both geographically and across sectors, to achieve a balanced risk-return profile. They are proactive in managing their portfolio to align with their evolving financial goals.

Positionen

  • Vanguard ESG North America All Cap UCITS ETF USD Accumulation EUR
    V3YA - IE000O58J820
    60,00%
  • Vanguard ESG Developed Europe All Cap UCITS ETF EUR Accumulation
    V3DA - IE000QUOSE01
    20,00%
  • Vanguard ESG Emerging Markets All Cap UCITS ETF USD Acc EUR
    V3MA - IE000KPJJWM6
    10,00%
  • Vanguard ESG Developed Asia Pacific All Cap UCITS ETF USD Accumulating EUR
    V3PA - IE000GOJO2A3
    10,00%

The portfolio is composed primarily of Vanguard ESG ETFs, with a significant allocation towards North America and a focus on stocks. This composition suggests a strong emphasis on equity investments, particularly in developed markets. A cautious investor might appreciate the broad diversification, which helps mitigate risks associated with individual market fluctuations. However, the high concentration in North American equities could expose the portfolio to regional economic shifts. To further balance the portfolio, consider diversifying into other asset classes like bonds, which can provide stability and reduce overall risk exposure.

Wachstum

Historically, the portfolio has demonstrated impressive performance with a CAGR of 19.28% and a maximum drawdown of -8.29%. This indicates strong growth potential while maintaining a relatively low level of risk. The fact that 90% of returns are concentrated in just 20 days suggests that timing and market conditions significantly impact performance. While past performance is not indicative of future results, maintaining a diversified approach can help capture growth opportunities. To preserve these gains, it's crucial to regularly review the portfolio's performance and adjust allocations as necessary to align with long-term financial goals.

Prognose

A Monte Carlo simulation, which uses random sampling to predict future outcomes, was conducted with 1,000 iterations. The results show a promising outlook, with the 50th percentile projecting a portfolio value increase of 679.19%. The 5th percentile, at 266.79%, still indicates potential growth, albeit more conservatively. With all simulations yielding positive returns, the annualized return across simulations stands at 16.19%. This suggests that the portfolio is well-positioned for future growth. Investors should remain vigilant and periodically reassess their risk tolerance to ensure their portfolio strategy aligns with their evolving financial objectives.

Anlageklassen

  • Aktien
    100%
  • Sonstige
    0%
  • Cash
    0%
  • Keine Daten
    0%

The portfolio's asset class allocation is heavily skewed towards stocks, accounting for nearly 99.88% of the total. This concentration in equities can lead to higher volatility, which may not align with the cautious risk classification. Incorporating other asset classes, such as bonds or alternative investments, can help reduce volatility and provide a more balanced risk-return profile. A diversified asset allocation strategy can improve resilience against market downturns and offer more consistent returns over time. Regularly reviewing and adjusting the asset mix can help maintain alignment with the investor's risk tolerance and financial goals.

Branchen

  • Technologie
    27%
  • Finanzen
    18%
  • Gesundheitswesen
    13%
  • Zyklische Konsumgüter
    12%
  • Telekommunikation
    8%
  • Industriegüter
    8%
  • Basiskonsumgüter
    6%
  • Immobilien
    3%
  • Grundstoffe
    3%
  • Versorgungsunternehmen
    0%
  • Energie
    0%

Sector allocation within the portfolio is diverse, with significant exposure to technology, financial services, and healthcare. These sectors are known for their growth potential and can drive overall portfolio performance. However, the high concentration in technology may expose the portfolio to sector-specific risks. To mitigate these risks, consider rebalancing sector allocations to achieve a more even distribution across various industries. This approach can help capture opportunities in underrepresented sectors and reduce the impact of adverse events in any single sector. Regular monitoring of sector performance and trends can inform strategic adjustments.

Regionen

  • Nordamerika
    60%
  • Europa
    20%
  • Japan
    6%
  • Asien Schwellenländer
    6%
  • Asien
    5%
  • Australasia
    2%
  • Afrika/Mittlerer Osten
    1%
  • Lateinamerika
    1%
  • Europa Schwellenländer
    0%

Geographically, the portfolio is predominantly invested in North America, followed by Europe and Asia. This allocation provides exposure to developed markets, which tend to offer stability and growth potential. However, the limited allocation to emerging markets may restrict access to higher growth opportunities. To enhance geographic diversification, consider increasing exposure to emerging markets, which can offer attractive returns and help balance the overall portfolio. A well-diversified geographic allocation can reduce the impact of regional economic fluctuations and provide a more comprehensive approach to capturing global growth opportunities.

Ausschüttungen

The portfolio does not provide data on dividends, which suggests that the focus is primarily on capital appreciation rather than income generation. This approach may suit investors with a long-term growth objective, but it could limit cash flow for those seeking regular income. To enhance income potential, consider incorporating dividend-paying stocks or income-generating assets into the portfolio. This can provide a steady cash flow and contribute to overall returns. Monitoring dividend yields and adjusting allocations accordingly can help strike a balance between growth and income objectives.

Was jetzt?

Erweiterte Portfolio-Optimierung

Entdecke Strategien, um deine Rendite zu verbessern und Risiken basierend auf deinem Anlageprofil zu minimieren. Greife auf weiterführende Analysen zu, um dein Portfolio zu optimieren.

Portfolio optimieren

Eigene Analyse erstellen?

Analysiere dein Portfolio

Tritt unserer Community bei!

Zum Insightfolio-Discord

Die auf dieser Plattform bereitgestellten Informationen dienen nur zu Informationszwecken und sollten nicht als Finanzberatung angesehen werden. Die dargestellten Inhalte sind allgemeiner und lehrreicher Natur und bieten Einblicke und Ideen zu verschiedenen Finanzthemen.

Insightfolio übernimmt keine Gewähr für die Richtigkeit, Vollständigkeit oder Zuverlässigkeit der dargestellten Informationen. Die Nutzer sind dafür verantwortlich, die Informationen zu überprüfen und unabhängige Entscheidungen auf der Grundlage eigener Nachforschungen und sorgfältiger Prüfung zu treffen.

Investitionen sind mit Risiken verbunden. Die Nutzer sollten sich darüber im Klaren sein, dass der Wert von Anlagen schwanken kann und dass die Wertentwicklung in der Vergangenheit kein Indikator für zukünftige Ergebnisse ist. Es ist wichtig, die eigene Risikotoleranz und die eigenen finanziellen Ziele sorgfältig abzuwägen, bevor man Anlageentscheidungen trifft.

Mit dem Zugriff auf die von Insightfolio angebotenen Dienste, Informationen oder Inhalte erklären sich die Nutzer mit den Bedingungen dieses Haftungsausschlusses einverstanden. Wenn Sie mit diesen Bedingungen nicht einverstanden sind, sehen Sie bitte von der Nutzung unserer Plattform ab.

War dieser Bericht hilfreich für dich?

Wir sind sehr an deiner ehrlichen Meinung interessiert! Gib uns Feedback