A growth-focused emerging markets ETF portfolio with moderate diversification and risk exposure
Risikoprofil
- Sicher Spekulativ
Das Risikoprofil, abgeleitet aus vergangenen Marktschwankungen, zeigt das Risiko, dem das Portfolio ausgesetzt bist. Diese Bewertung hilft dabei, Deine Investitionen mit Deinen finanziellen Zielen und Deiner Risikobereitschaft in Einklang zu bringen.
Diversifikationsprofil
- Fokussiert Diversifiziert
Das Diversifikationsprofil bewertet die Verteilung von Anlagen über verschiedene Anlageklassen, Regionen und Branchen. Diese Bewertung hilft dabei, Risiken zu reduzieren, Renditen zu maximieren und eine Überkonzentration in einem einzelnen Bereich zu vermeiden.
Für welchen Anlegertyp dieses Portfolio geeignet ist
Wachstumsorientierte Anleger
This portfolio suits an investor with a high risk tolerance seeking aggressive growth through emerging markets exposure. It is ideal for those with a long-term investment horizon, willing to accept volatility for potential higher returns. The focus on equities and emerging markets aligns with goals of capturing growth in developing regions. Investors should be comfortable with potential market fluctuations and have a strategy to manage risk, such as periodic rebalancing or diversification.
Positionen
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Schwab Emerging Markets Equity ETF
SCHE - US8085247067 100,00%
The portfolio consists entirely of the Schwab Emerging Markets Equity ETF, representing a concentrated exposure to emerging market equities. This single-asset composition implies limited diversification across asset classes, as it lacks bonds or alternative investments. While it is labeled broadly diversified, this classification pertains to the ETF's internal diversification across various sectors and regions. Compared to a benchmark portfolio with a mix of stocks, bonds, and other assets, this portfolio leans heavily towards equities, which may increase volatility. To enhance diversification, consider incorporating additional asset classes such as bonds or real estate.
Wachstum
The portfolio's historic performance shows a CAGR of 5.64%, indicating moderate growth over time. Compared to global equity benchmarks, this rate is reasonable but not exceptional. The maximum drawdown of -36.15% highlights significant volatility, typical for emerging markets. Historical performance provides insight into past trends but doesn't guarantee future results. The concentrated nature of the portfolio means it may react strongly to market shifts. To potentially enhance returns, consider diversifying with assets that historically perform well during market downturns.
Prognose
The forward projection uses Monte Carlo simulations to estimate potential future outcomes based on historical data. With 1,000 simulations, the median outcome suggests a 70.9% increase, while the 5th percentile indicates a potential -54.6% loss. This wide range reflects the inherent uncertainty and volatility in emerging markets. Monte Carlo analysis helps gauge risk and return scenarios but is only a model and not a prediction. To manage risk, consider strategies that include a mix of asset classes or geographic diversification to potentially stabilize returns.
Anlageklassen
- Aktien 99%
- Cash 1%
- Keine Daten 0%
- Sonstige 0%
- Anleihen 0%
The portfolio is heavily weighted towards equities, with 99% allocated to stocks and a negligible 1% to cash. This singular focus on equities enhances growth potential but also increases volatility. Compared to a balanced portfolio, this allocation lacks the stabilizing influence of bonds or other asset classes. The absence of bonds means the portfolio may not benefit from the typical risk-reducing characteristics they provide. To potentially smooth returns and reduce risk, consider adding fixed-income assets or other asset classes that offer diversification benefits.
Branchen
- Finanzen 23%
- Technologie 19%
- Zyklische Konsumgüter 14%
- Telekommunikation 10%
- Industriegüter 7%
- Grundstoffe 7%
- Energie 5%
- Basiskonsumgüter 5%
- Gesundheitswesen 4%
- Versorgungsunternehmen 3%
- Immobilien 2%
The portfolio is diversified across 11 sectors, with significant allocations to Financial Services (23%), Technology (19%), and Consumer Cyclicals (14%). This sectoral spread supports diversification within the equity asset class. However, a tech-heavy allocation may lead to higher volatility, especially during periods of interest rate hikes. The sector distribution aligns well with emerging market trends but may be susceptible to sector-specific risks. To further mitigate these risks, regularly review sector allocations and consider rebalancing if any sector becomes overly dominant.
Regionen
- Asien Schwellenländer 60%
- Asien 18%
- Afrika/Mittlerer Osten 11%
- Lateinamerika 7%
- Europa Schwellenländer 2%
- Europa 1%
- Nordamerika 0%
The portfolio's geographic allocation is predominantly in Asia Emerging (60%), with smaller exposures to Asia Developed (18%) and Africa/Middle East (11%). This focus on emerging markets provides growth potential but also exposes the portfolio to regional economic and political risks. Compared to global benchmarks, the lack of exposure to North America and Europe Developed may limit diversification. To potentially reduce regional risk, consider incorporating developed market equities or funds that provide broader geographic exposure.
Marktkapitalisierung
- Sehr groß 53%
- Groß 33%
- Mittel 11%
- Klein 1%
- Mikro 0%
The portfolio has a strong focus on large-cap stocks, with 53% in mega-cap and 33% in big-cap companies. This tilt towards larger companies may offer some stability and liquidity compared to small-cap stocks. However, the limited exposure to medium and small-cap stocks may restrict growth potential, as smaller companies often drive innovation and higher returns. To balance this, consider adding mid or small-cap equities to capture potential growth from emerging companies in these markets.
Ausschüttungen
- Schwab Emerging Markets Equity ETF 2,90%
- Gewichtete Ausschüttungen (pro Jahr) 2,90%
The Schwab Emerging Markets Equity ETF offers a dividend yield of 2.90%, contributing to overall portfolio returns. Dividends provide a steady income stream, which can be particularly valuable in volatile markets. This yield is relatively attractive compared to global equity averages, adding a layer of return beyond capital appreciation. However, reliance on dividends may not align with a growth-focused strategy. To enhance income, consider additional high-yield investments or dividend-focused funds.
Laufende Produktkosten
- Schwab Emerging Markets Equity ETF 0,11%
- Gewichtete Gesamtkosten (pro Jahr) 0,11%
The portfolio's Total Expense Ratio (TER) is 0.11%, which is impressively low and supports better long-term performance by minimizing costs. This cost efficiency is beneficial for maximizing net returns, especially in a growth-focused strategy. Compared to industry averages, this TER is competitive and aligns with best practices for cost-effective investing. To maintain this advantage, regularly review fund expenses and consider switching to lower-cost alternatives if available.
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