This Growth-Focused Portfolio Exhibits High Tech Concentration and Limited Geographic Diversification with Strong Historical Returns

Risikoprofil

  • Sicher
    Spekulativ

Das Risikoprofil, abgeleitet aus vergangenen Marktschwankungen, zeigt das Risiko, dem das Portfolio ausgesetzt bist. Diese Bewertung hilft dabei, Deine Investitionen mit Deinen finanziellen Zielen und Deiner Risikobereitschaft in Einklang zu bringen.

Diversifikationsprofil

  • Fokussiert
    Diversifiziert

Das Diversifikationsprofil bewertet die Verteilung von Anlagen über verschiedene Anlageklassen, Regionen und Branchen. Diese Bewertung hilft dabei, Risiken zu reduzieren, Renditen zu maximieren und eine Überkonzentration in einem einzelnen Bereich zu vermeiden.

Für welchen Anlegertyp dieses Portfolio geeignet ist

Wachstumsorientierte Anleger

This portfolio suits growth-oriented investors with a higher risk tolerance, seeking significant capital appreciation. Such investors are willing to accept volatility for the potential of higher long-term returns. They likely have a longer investment horizon, allowing them to ride out market fluctuations. This type of investor values technology and real estate exposure, aiming for strong growth prospects. A focus on diversification and periodic portfolio reviews can help manage risk while pursuing aggressive growth strategies. Patience and a strategic approach are key for such investors.

Positionen

  • Invesco NASDAQ 100 ETF
    QQQM - US46138G6492
    21,00%
  • NVIDIA Corporation
    NVDA - US67066G1040
    19,00%
  • Vanguard S&P 500 ETF
    VOO - US9229083632
    19,00%
  • Realty Income Corp
    O - US7561091049
    17,00%
  • Schwab U.S. Dividend Equity ETF
    SCHD - US8085247976
    9,00%
  • Vanguard Total Bond Market Index Fund ETF Shares
    BND - US9219378356
    5,00%
  • Avantis® U.S. Small Cap Value ETF
    AVUV - US0250728773
    4,00%
  • JPMorgan Nasdaq Equity Premium Income ETF
    JEPQ - US46654Q2030
    4,00%
  • Vanguard Total International Stock Index Fund ETF Shares
    VXUS - US9219097683
    2,00%

The portfolio consists of a mix of ETFs and common stocks, with a notable focus on technology and real estate sectors. The largest positions include the Invesco NASDAQ 100 ETF and NVIDIA Corporation, reflecting a strong tech orientation. The Vanguard S&P 500 ETF and Realty Income Corp also hold significant weights. The portfolio leans heavily towards stocks, with minimal bond exposure. This composition suggests a preference for growth and capital appreciation. To enhance diversification, consider introducing more varied asset classes or sectors to balance the concentration in technology and real estate.

Wachstum Info

Historically, the portfolio has shown impressive performance, with a compound annual growth rate (CAGR) of 26.77%. However, it has experienced a maximum drawdown of -22.34%, indicating potential volatility. The performance is driven by a few high-return days, which highlights the importance of timing in this portfolio's success. While past performance is not indicative of future results, maintaining a diversified approach could help mitigate risks. It's crucial to review the portfolio periodically to ensure alignment with long-term investment goals and risk tolerance.

Prognose Info

Using a Monte Carlo simulation with 1,000 iterations, the portfolio shows a wide range of potential outcomes. This simulation models possible future returns based on historical data, providing insights into risk and variability. The median projected return is 960.68%, with an annualized return of 21.82%. While the portfolio shows promising growth potential, the variability suggests that outcomes can significantly differ. To manage this uncertainty, consider balancing high-growth assets with more stable investments. Regularly review and adjust the portfolio to stay aligned with personal financial goals.

Anlageklassen

  • Aktien
    94%
  • Anleihen
    5%
  • Keine Daten
    1%
  • Cash
    0%
  • Sonstige
    0%

The portfolio is heavily weighted towards stocks, comprising over 94% of the total allocation, with bonds making up just under 5%. This stock-heavy allocation indicates a growth-oriented strategy, which can offer higher returns but also comes with increased risk. To mitigate this risk, consider incrementally increasing the allocation to bonds or other fixed-income assets. This can provide a buffer during market downturns and help stabilize returns. Balancing asset classes can enhance the portfolio's resilience against market volatility and align with a more conservative risk profile.

Branchen

  • Technologie
    39%
  • Immobilien
    18%
  • Zyklische Konsumgüter
    7%
  • Telekommunikation
    6%
  • Finanzen
    6%
  • Gesundheitswesen
    5%
  • Industriegüter
    4%
  • Basiskonsumgüter
    4%
  • Energie
    3%
  • Grundstoffe
    1%
  • Versorgungsunternehmen
    1%

Sector allocation reveals a significant concentration in technology at nearly 40%, followed by real estate and consumer cyclicals. This focus on a few sectors can lead to higher volatility, especially if these sectors experience downturns. While tech has been a strong performer, diversification across a broader range of sectors can reduce risk and improve stability. Consider gradually reallocating funds to underrepresented sectors like healthcare or utilities. This approach can help capture growth opportunities across different economic environments and reduce dependency on the tech sector's performance.

Regionen

  • Nordamerika
    92%
  • Europa
    1%
  • Asien Schwellenländer
    0%
  • Japan
    0%
  • Lateinamerika
    0%
  • Asien
    0%
  • Australasia
    0%
  • Afrika/Mittlerer Osten
    0%
  • Europa Schwellenländer
    0%

Geographically, the portfolio is predominantly focused on North America, with over 92% allocation, leaving minimal exposure to other regions. This concentration poses a risk if the North American market underperforms. Diversifying geographically can provide exposure to different economic cycles and growth opportunities in emerging markets. Consider increasing allocations to international markets, which can offer diversification benefits and reduce reliance on North American market conditions. A more balanced geographic distribution can enhance the portfolio's resilience and potential for global growth.

Redundante Positionen

  • JPMorgan Nasdaq Equity Premium Income ETF
    Invesco NASDAQ 100 ETF
    Vanguard S&P 500 ETF
    Hohe Korrelation

The portfolio exhibits high correlations among several key assets, particularly within the tech-focused ETFs like the Invesco NASDAQ 100 ETF and the Vanguard S&P 500 ETF. This correlation suggests that these assets tend to move in the same direction, which can amplify portfolio volatility. Reducing correlation through diversification can help manage risk and improve portfolio stability. Consider introducing assets with low or negative correlations to existing holdings. This strategy can provide a smoother return profile and mitigate the impact of market fluctuations on the portfolio.

Ausschüttungen

  • Avantis® U.S. Small Cap Value ETF 1,50%
  • Vanguard Total Bond Market Index Fund ETF Shares 3,60%
  • JPMorgan Nasdaq Equity Premium Income ETF 9,40%
  • Realty Income Corp 5,40%
  • Invesco NASDAQ 100 ETF 0,60%
  • Schwab U.S. Dividend Equity ETF 3,40%
  • Vanguard S&P 500 ETF 1,20%
  • Vanguard Total International Stock Index Fund ETF Shares 3,00%
  • Gewichtete Ausschüttungen (pro Jahr) 2,25%

The portfolio offers a total dividend yield of 2.25%, with significant contributions from the JPMorgan Nasdaq Equity Premium Income ETF and Realty Income Corp. Dividends provide a steady income stream and can enhance total returns, especially in volatile markets. While the yield is moderate, reinvesting dividends can compound returns over time. Consider maintaining a balance between high-dividend and growth-oriented assets to optimize income and capital appreciation. Regularly assess dividend sustainability and growth potential to ensure alignment with income goals.

Laufende Produktkosten

  • Avantis® U.S. Small Cap Value ETF 0,25%
  • Vanguard Total Bond Market Index Fund ETF Shares 0,03%
  • JPMorgan Nasdaq Equity Premium Income ETF 0,35%
  • Invesco NASDAQ 100 ETF 0,15%
  • Schwab U.S. Dividend Equity ETF 0,06%
  • Vanguard S&P 500 ETF 0,03%
  • Vanguard Total International Stock Index Fund ETF Shares 0,08%
  • Gewichtete Gesamtkosten (pro Jahr) 0,07%

With a total expense ratio (TER) of 0.07%, the portfolio maintains a low cost structure, which is beneficial for long-term growth. Lower costs mean more of the investment returns are retained, enhancing overall performance. The costliest ETF is the JPMorgan Nasdaq Equity Premium Income ETF at 0.35%, which may warrant review. Continuously monitor expense ratios to ensure cost-efficiency and consider reallocating to lower-cost alternatives if necessary. Keeping costs low is a crucial component of maximizing net returns and achieving financial objectives.

Risiko vs. Rendite

Dieser Chart zeigt die Efficient Frontier, berechnet auf Basis deiner aktuellen Positionen mit unterschiedlichen Gewichtungen. Er hebt das beste Verhältnis zwischen Risiko und Rendite hervor, basierend auf historischen Daten. "Effiziente" Portfolios maximieren die Rendite für ein gegebenes Risiko oder minimieren das Risiko für eine gegebene Rendite. Portfolios unterhalb der Kurve sind weniger effizient. Diese Grafik dient nur zu Informationszwecken und stellt keine Empfehlung zum Kauf oder Verkauf von Wertpapieren dar.

The current portfolio shows overlapping assets with high correlations, indicating limited optimization opportunities. Instead of optimizing, focus on diversification to manage risk. Moving along the efficient frontier can adjust the portfolio's risk-return profile. For a riskier portfolio, increase stock allocation, while a more conservative approach involves adding bonds. Prioritize enhancing geographic and sector diversification to improve stability and reduce reliance on correlated assets. Regularly reassess the portfolio's alignment with financial goals and risk tolerance to maintain an optimal investment strategy.

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