Technology-Heavy Growth Portfolio with High Risk and Moderate Diversification in US-Centric Market

Risikoprofil

  • Sicher
    Spekulativ

Das Risikoprofil, abgeleitet aus vergangenen Marktschwankungen, zeigt das Risiko, dem das Portfolio ausgesetzt bist. Diese Bewertung hilft dabei, Deine Investitionen mit Deinen finanziellen Zielen und Deiner Risikobereitschaft in Einklang zu bringen.

Diversifikationsprofil

  • Fokussiert
    Diversifiziert

Das Diversifikationsprofil bewertet die Verteilung von Anlagen über verschiedene Anlageklassen, Regionen und Branchen. Diese Bewertung hilft dabei, Risiken zu reduzieren, Renditen zu maximieren und eine Überkonzentration in einem einzelnen Bereich zu vermeiden.

Für welchen Anlegertyp dieses Portfolio geeignet ist

Wachstumsorientierte Anleger

This portfolio is suitable for aggressive investors seeking high growth potential and willing to accept significant risk. Such investors are typically focused on long-term capital appreciation rather than income generation. They are comfortable with market volatility and have a longer investment horizon. These investors are often tech-savvy and optimistic about the technology sector's future prospects. With a higher risk tolerance, they are prepared to endure potential drawdowns in pursuit of higher returns. This portfolio aligns with individuals confident in their ability to weather market fluctuations.

Positionen

  • VanEck Semiconductor ETF
    SMH - US92189F6768
    48,00%
  • Vanguard S&P 500 ETF
    VOO - US9229083632
    18,00%
  • Invesco NASDAQ 100 ETF
    QQQM - US46138G6492
    16,00%
  • Vanguard Information Technology Index Fund ETF Shares
    VGT - US92204A7028
    16,00%
  • Vanguard Short-Term Treasury Index Fund ETF Shares
    VGSH - US92206C1027
    2,00%

The portfolio is predominantly composed of ETFs, with a significant concentration in the technology sector. The VanEck Semiconductor ETF holds the largest portion, followed by Vanguard S&P 500 ETF, Invesco NASDAQ 100 ETF, and Vanguard Information Technology Index Fund ETF Shares. A small percentage is allocated to the Vanguard Short-Term Treasury Index Fund ETF Shares. This composition suggests a strong focus on growth with a tech-heavy bias. While the portfolio is moderately diversified, the high concentration in technology could pose risks if the sector underperforms. Balancing the portfolio with other sectors may enhance stability.

Wachstum Info

Historically, the portfolio has shown impressive performance with a CAGR of 23.02%. However, it experienced a significant max drawdown of -38.35%, indicating vulnerability during market downturns. The portfolio's returns are concentrated, with just 19 days accounting for 90% of the returns. This highlights the portfolio's reliance on short-term market movements, which can be risky. While past performance is not indicative of future results, the high returns suggest potential for significant growth. However, diversifying to reduce volatility could help mitigate the impact of drawdowns.

Prognose Info

A Monte Carlo simulation, which uses random sampling to predict future outcomes, was conducted with a hypothetical initial investment. The simulation showed a wide range of potential outcomes, with a 50th percentile return of 651.02% and an annualized return of 17.62%. Most simulations resulted in positive returns, indicating a favorable outlook. However, the range of outcomes reflects the inherent uncertainty and risk associated with the portfolio's current composition. Adjusting the portfolio to include more stable assets could lead to more consistent returns and reduce the likelihood of adverse outcomes.

Anlageklassen Info

  • Aktien
    98%
  • Anleihen
    2%
  • Cash
    0%

The portfolio is heavily weighted towards stocks, accounting for approximately 98% of the assets, with minimal exposure to bonds and cash. This allocation aligns with a growth-oriented strategy, aiming for higher returns through equity investments. However, the lack of diversification across asset classes can increase risk, especially during market volatility. Incorporating more bonds or cash could provide a buffer against market downturns and help preserve capital. A more balanced asset allocation could improve the risk-return profile, offering a smoother investment journey.

Branchen Info

  • Technologie
    78%
  • Telekommunikation
    4%
  • Zyklische Konsumgüter
    4%
  • Gesundheitswesen
    3%
  • Finanzen
    2%
  • Industriegüter
    2%
  • Basiskonsumgüter
    2%
  • Energie
    1%
  • Versorgungsunternehmen
    1%
  • Grundstoffe
    1%
  • Immobilien
    0%

The portfolio's sector allocation is dominated by technology, making up nearly 78%. Other sectors, such as Communication Services, Consumer Cyclicals, and Healthcare, have minimal representation. This concentration in technology could lead to significant volatility if the sector faces challenges. Broadening the sector allocation to include more diverse industries could reduce sector-specific risks and provide more balanced growth opportunities. While technology has been a strong performer, a broader sector mix could enhance the portfolio's resilience to market fluctuations.

Regionen Info

  • Nordamerika
    88%
  • Asien
    6%
  • Europa
    4%
  • Lateinamerika
    0%
  • Asien Schwellenländer
    0%
  • Afrika/Mittlerer Osten
    0%

Geographically, the portfolio is heavily concentrated in North America, with nearly 88% of assets allocated to this region. There is limited exposure to other regions such as Asia Developed and Europe Developed. This geographic focus may limit the portfolio's ability to capitalize on growth opportunities in emerging markets. Expanding the geographic allocation to include more diverse regions could enhance global diversification and reduce regional risk exposure. A more balanced geographic distribution could capture growth in different markets, improving the portfolio's overall performance.

Redundante Positionen Info

  • Invesco NASDAQ 100 ETF
    Vanguard Information Technology Index Fund ETF Shares
    Vanguard S&P 500 ETF
    VanEck Semiconductor ETF
    Hohe Korrelation

The portfolio contains highly correlated assets, particularly among the technology-focused ETFs. This correlation means that these assets tend to move in the same direction, offering limited diversification benefits. Such overlap can amplify risk during sector-specific downturns. Reducing the concentration of correlated technology assets and incorporating more diverse investments could enhance diversification. By including assets with lower correlation, the portfolio could achieve a more balanced risk profile, potentially smoothing returns over time.

Ausschüttungen Info

  • Invesco NASDAQ 100 ETF 0,60%
  • VanEck Semiconductor ETF 0,40%
  • Vanguard Short-Term Treasury Index Fund ETF Shares 4,20%
  • Vanguard Information Technology Index Fund ETF Shares 0,60%
  • Vanguard S&P 500 ETF 1,20%
  • Gewichtete Ausschüttungen (pro Jahr) 0,68%

The portfolio's dividend yield is relatively low at 0.68%, reflecting its growth-oriented focus. The highest yield comes from the Vanguard Short-Term Treasury Index Fund ETF Shares at 4.2%, while the technology ETFs offer minimal dividends. This low yield suggests that the portfolio prioritizes capital appreciation over income generation. For investors seeking regular income, increasing exposure to higher-yielding assets could be beneficial. However, maintaining a growth focus could continue to offer substantial capital gains potential.

Laufende Produktkosten Info

  • Invesco NASDAQ 100 ETF 0,15%
  • VanEck Semiconductor ETF 0,35%
  • Vanguard Short-Term Treasury Index Fund ETF Shares 0,04%
  • Vanguard Information Technology Index Fund ETF Shares 0,10%
  • Vanguard S&P 500 ETF 0,03%
  • Gewichtete Gesamtkosten (pro Jahr) 0,21%

The portfolio's total expense ratio (TER) is 0.21%, which is relatively low, indicating cost-efficiency. The Vanguard S&P 500 ETF has the lowest cost at 0.03%, while the VanEck Semiconductor ETF is the most expensive at 0.35%. Keeping costs low is crucial for maximizing returns, as high expenses can erode gains over time. Continuing to prioritize low-cost investments can help maintain the portfolio's cost-effectiveness. Regularly reviewing and optimizing the portfolio's costs could ensure that it remains competitive and aligned with financial goals.

Risiko vs. Rendite

Dieser Chart zeigt die Efficient Frontier, berechnet auf Basis deiner aktuellen Positionen mit unterschiedlichen Gewichtungen. Er hebt das beste Verhältnis zwischen Risiko und Rendite hervor, basierend auf historischen Daten. "Effiziente" Portfolios maximieren die Rendite für ein gegebenes Risiko oder minimieren das Risiko für eine gegebene Rendite. Portfolios unterhalb der Kurve sind weniger effizient. Diese Grafik dient nur zu Informationszwecken und stellt keine Empfehlung zum Kauf oder Verkauf von Wertpapieren dar.

Before optimizing the portfolio, it's crucial to address the high correlation among the technology-focused assets. Reducing this overlap can enhance diversification and improve the portfolio's risk-return profile. Once the portfolio is more balanced, investors can consider moving along the efficient frontier to adjust risk levels. By increasing exposure to bonds, the portfolio can become more conservative, while adding more equities can increase risk. Focusing on diversification and correlation reduction can lead to a more optimized and resilient investment strategy.

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