Growth-Focused Portfolio with High Risk and Low Diversification Needs Better Asset Balance
Risikoprofil
- Sicher Spekulativ
Das Risikoprofil, abgeleitet aus vergangenen Marktschwankungen, zeigt das Risiko, dem das Portfolio ausgesetzt bist. Diese Bewertung hilft dabei, Deine Investitionen mit Deinen finanziellen Zielen und Deiner Risikobereitschaft in Einklang zu bringen.
Diversifikationsprofil
- Fokussiert Diversifiziert
Das Diversifikationsprofil bewertet die Verteilung von Anlagen über verschiedene Anlageklassen, Regionen und Branchen. Diese Bewertung hilft dabei, Risiken zu reduzieren, Renditen zu maximieren und eine Überkonzentration in einem einzelnen Bereich zu vermeiden.
Für welchen Anlegertyp dieses Portfolio geeignet ist
Wachstumsorientierte Anleger
This portfolio is suitable for a growth-oriented investor with a high risk tolerance and a long-term investment horizon. Such an investor is typically comfortable with market volatility and seeks capital appreciation over income. They are likely to prioritize potential high returns over stability and are willing to endure short-term fluctuations for the possibility of substantial long-term gains. This type of investor may also be interested in sectors and regions with strong growth prospects, even if they come with higher risk.
Positionen
-
Invesco QQQ Trust
QQQ - US46090E1038 36,44% -
Vanguard Total Stock Market Index Fund ETF Shares
VTI - US9229087690 19,01% -
Vanguard S&P 500 ETF
VOO - US9229083632 14,16% -
Invesco Aerospace & Defense ETF
PPA - US46137V1008 11,53% -
Extra Space Storage Inc
EXR - US30225T1025 9,90% -
Textron Inc
TXT - US8832031012 3,26% -
Palantir Technologies Inc
PLTR - US69608A1088 2,97% -
Invesco NASDAQ 100 ETF
QQQM - US46138G6492 2,72%
The current portfolio is heavily invested in ETFs, with a significant concentration in technology and industrial sectors. There's a notable lack of diversification, as the portfolio is primarily composed of stocks, with a negligible amount in cash. This composition suggests a focus on growth, but it also increases exposure to market volatility. A balanced portfolio typically includes a mix of asset classes to mitigate risk. To improve diversification and reduce risk, consider incorporating other asset classes like bonds or commodities, which can provide stability during market downturns.
Wachstum
Historically, the portfolio has shown strong performance with a compound annual growth rate (CAGR) of 18.71%. However, it also experienced a significant maximum drawdown of -28.2%, indicating vulnerability during market corrections. The high returns are appealing, but the volatility may not suit all investors. Understanding the risk-return trade-off is crucial for aligning with investment goals. To better manage risk, consider strategies that can cushion against large drawdowns, such as diversifying into less volatile assets or sectors.
Prognose
Using a Monte-Carlo simulation, which models potential future returns based on historical data, the portfolio shows promising potential with an annualized return of 29.29%. However, the risk remains high, with a wide range of possible outcomes. This suggests that while the portfolio could yield significant returns, it could also experience substantial volatility. To align with long-term growth goals while managing risk, consider rebalancing the portfolio to include more stable investments that can help smooth out returns over time.
Anlageklassen
- Aktien 100%
- Cash 0%
The portfolio is overwhelmingly concentrated in stocks, making up 99.89% of the total allocation. This heavy reliance on a single asset class increases exposure to market fluctuations and economic cycles. Diversifying across different asset classes, such as bonds, real estate, or commodities, can help reduce risk and provide more consistent returns. By incorporating a broader range of asset classes, the portfolio can achieve a more balanced risk profile and potentially enhance overall performance.
Branchen
- Technologie 35%
- Industriegüter 18%
- Immobilien 11%
- Telekommunikation 9%
- Zyklische Konsumgüter 9%
- Gesundheitswesen 6%
- Finanzen 5%
- Basiskonsumgüter 4%
- Energie 1%
- Versorgungsunternehmen 1%
- Grundstoffe 1%
Sector allocation reveals a strong bias towards technology and industrials, with these two sectors comprising over 50% of the portfolio. While these sectors have historically driven growth, they can also be highly volatile. A more diversified sector allocation can protect against sector-specific downturns and provide a more stable return profile. Consider spreading investments across a broader range of sectors, such as healthcare, consumer goods, or utilities, to achieve a more balanced exposure.
Regionen
- Nordamerika 99%
- Europa 1%
- Lateinamerika 0%
- Asien Schwellenländer 0%
- Afrika/Mittlerer Osten 0%
- Asien 0%
Geographically, the portfolio is heavily skewed towards North American assets, accounting for 98.7% of the allocation. This lack of geographic diversification exposes the portfolio to regional economic risks. Diversifying across different regions can provide a hedge against local economic downturns and take advantage of growth opportunities in other markets. Expanding geographic exposure to include emerging markets or developed regions outside North America can enhance diversification and potentially boost returns.
Redundante Positionen
-
Hohe KorrelationInvesco NASDAQ 100 ETFInvesco QQQ Trust
-
Hohe KorrelationVanguard Total Stock Market Index Fund ETF SharesVanguard S&P 500 ETF
The portfolio contains highly correlated assets, particularly among ETFs like the Invesco NASDAQ 100 ETF and Invesco QQQ Trust. High correlation means these assets tend to move in the same direction, which limits diversification benefits. Reducing correlation can lower portfolio risk and improve returns. Consider replacing some of the overlapping ETFs with those that have lower correlation to the rest of the portfolio, thereby enhancing diversification and optimizing risk-adjusted returns.
Ausschüttungen
- Extra Space Storage Inc 3,80%
- Invesco Aerospace & Defense ETF 0,50%
- Invesco QQQ Trust 0,60%
- Invesco NASDAQ 100 ETF 0,60%
- Textron Inc 0,10%
- Vanguard S&P 500 ETF 1,20%
- Vanguard Total Stock Market Index Fund ETF Shares 1,20%
- Gewichtete Ausschüttungen (pro Jahr) 1,07%
The portfolio's dividend yield stands at 1.07%, which is relatively modest. While growth-focused portfolios often prioritize capital appreciation over income, dividends can provide a steady income stream and enhance total returns. Incorporating dividend-paying stocks or funds can improve the portfolio's income-generating potential. Consider balancing growth and income by including assets with higher dividend yields, which can offer stability and cash flow, especially during periods of market volatility.
Laufende Produktkosten
- Invesco Aerospace & Defense ETF 0,58%
- Invesco QQQ Trust 0,20%
- Invesco NASDAQ 100 ETF 0,15%
- Vanguard S&P 500 ETF 0,03%
- Vanguard Total Stock Market Index Fund ETF Shares 0,03%
- Gewichtete Gesamtkosten (pro Jahr) 0,15%
The total expense ratio (TER) of the portfolio is 0.15%, which is relatively low, indicating cost-efficient management. Keeping investment costs low is crucial for maximizing net returns over time. However, some individual ETFs within the portfolio have higher expense ratios, such as the Invesco Aerospace & Defense ETF at 0.58%. To further reduce costs, consider replacing higher-cost funds with more cost-effective alternatives that offer similar exposure. This can enhance overall returns without compromising on diversification.
Risiko vs. Rendite
Dieser Chart zeigt die Efficient Frontier, berechnet auf Basis deiner aktuellen Positionen mit unterschiedlichen Gewichtungen. Er hebt das beste Verhältnis zwischen Risiko und Rendite hervor, basierend auf historischen Daten. "Effiziente" Portfolios maximieren die Rendite für ein gegebenes Risiko oder minimieren das Risiko für eine gegebene Rendite. Portfolios unterhalb der Kurve sind weniger effizient. Diese Grafik dient nur zu Informationszwecken und stellt keine Empfehlung zum Kauf oder Verkauf von Wertpapieren dar.
The portfolio can be optimized by addressing the high correlation and concentration in specific sectors. By removing overlapping assets and introducing more diverse investments, the portfolio can achieve a better risk-return balance. Moving along the efficient frontier involves adjusting the asset mix to either increase expected returns for the same risk level or reduce risk while maintaining returns. This process can lead to a more efficient portfolio that aligns with the investor's risk tolerance and financial goals.
Was jetzt?
Bereit, in dieses Portfolio zu investieren?
Wähle einen Broker, der zu dir passt, und achte auf niedrige Gebühren, um deine Rendite zu maximieren.
Eigene Analyse erstellen?
Tritt unserer Community bei!
Die Informationen auf dieser Plattform dienen nur zu Informationszwecken und sind nicht als Finanz- oder Anlageberatung zu verstehen. Insightfolio bietet keine Anlageberatung, keine individuellen Empfehlungen und keine Hinweise zum Kauf, Halten oder Verkauf von Finanzanlagen. Die Tools und Inhalte sind rein zu Bildungszwecken gedacht und nicht auf individuelle Umstände, finanzielle Bedürfnisse oder Ziele zugeschnitten.
Insightfolio übernimmt keine Haftung für die Genauigkeit, Vollständigkeit oder Verlässlichkeit der bereitgestellten Informationen. Es liegt allein bei den Nutzern, die Informationen zu überprüfen und unabhängige Entscheidungen auf Basis eigener Recherche und sorgfältiger Überlegungen zu treffen. Die Nutzung der Plattform ersetzt nicht die Beratung durch qualifizierte Finanzexpert*innen.
Investitionen sind mit Risiken verbunden. Nutzer*innen sollten sich bewusst sein, dass der Wert von Anlagen schwanken kann und vergangene Leistungen keine Garantie für zukünftige Ergebnisse sind. Anlageentscheidungen sollten auf persönlichen finanziellen Zielen, Risikobereitschaft und einer unabhängigen Bewertung der relevanten Informationen basieren.
Insightfolio unterstützt oder garantiert nicht die Eignung bestimmter Finanzprodukte, Wertpapiere oder Strategien. Alle auf der Plattform präsentierten Prognosen, Vorhersagen oder hypothetischen Szenarien dienen nur zu Veranschaulichungszwecken und stellen keine Garantie dar.
Durch den Zugriff auf die Dienste, Informationen oder Inhalte von Insightfolio bestätigen die Nutzer*innen, dass sie die Bedingungen dieses Haftungsausschlusses akzeptieren. Wer diese Bedingungen nicht akzeptiert, sollte die Plattform nicht nutzen.
