Growth-oriented portfolio with a strong tech focus and high North American exposure

Risikoprofil

  • Sicher
    Spekulativ

Das Risikoprofil, abgeleitet aus vergangenen Marktschwankungen, zeigt das Risiko, dem das Portfolio ausgesetzt bist. Diese Bewertung hilft dabei, Deine Investitionen mit Deinen finanziellen Zielen und Deiner Risikobereitschaft in Einklang zu bringen.

Diversifikationsprofil

  • Fokussiert
    Diversifiziert

Das Diversifikationsprofil bewertet die Verteilung von Anlagen über verschiedene Anlageklassen, Regionen und Branchen. Diese Bewertung hilft dabei, Risiken zu reduzieren, Renditen zu maximieren und eine Überkonzentration in einem einzelnen Bereich zu vermeiden.

Für welchen Anlegertyp dieses Portfolio geeignet ist

Wachstumsorientierte Anleger

This portfolio suits an investor with a high risk tolerance seeking aggressive growth through equities. With a focus on large-cap U.S. stocks, it's ideal for those with a long-term horizon aiming to capitalize on market upswings. The significant tech exposure suggests a belief in innovation-driven growth, making it suitable for those comfortable with potential volatility. Investors should be prepared for short-term fluctuations and have a strong conviction in the U.S. market's long-term prospects. Regular monitoring and adjustments are key to aligning with evolving financial goals.

Positionen

  • Vanguard S&P 500 ETF
    VOO - US9229083632
    30,00%
  • Vanguard Growth Index Fund ETF Shares
    VUG - US9229087369
    20,00%
  • Invesco NASDAQ 100 ETF
    QQQM - US46138G6492
    15,00%
  • VanEck Semiconductor ETF
    SMH - US92189F6768
    15,00%
  • Schwab U.S. Dividend Equity ETF
    SCHD - US8085247976
    10,00%
  • Vanguard Total World Stock Index Fund ETF Shares
    VT - US9220427424
    10,00%

The portfolio is heavily weighted in ETFs, with the Vanguard S&P 500 ETF making up 30% and the Vanguard Growth Index Fund ETF Shares at 20%. This structure leans heavily towards large-cap U.S. equities, reflecting a growth-oriented strategy. Compared to a typical benchmark, this portfolio has a higher concentration in growth-focused ETFs, which can lead to higher returns but also increased volatility. It's important to ensure this aligns with your risk tolerance and long-term goals. Consider diversifying into other asset classes like bonds or international equities to reduce risk and enhance stability.

Wachstum Info

Historically, the portfolio has delivered a strong CAGR of 13.63%, indicating robust performance over time. However, it also experienced a significant max drawdown of -30.81%, highlighting the potential volatility of a growth-focused strategy. Compared to benchmarks, this performance suggests a higher risk-reward profile. While past performance can guide expectations, it's crucial to remember that it doesn't guarantee future results. To manage risk, consider strategies like dollar-cost averaging or setting stop-loss orders to protect against significant downturns.

Prognose Info

Monte Carlo simulations project potential outcomes by running numerous scenarios using historical data. For this portfolio, simulations show a median return of 394.8% with a 14.32% annualized return. This suggests a strong growth potential but also emphasizes the inherent uncertainty in future markets. Given that 970 out of 1,000 simulations resulted in positive returns, the outlook is optimistic. However, it's essential to remain cautious and regularly review your investment strategy to ensure it aligns with changing market conditions and personal financial goals.

Anlageklassen Info

  • Aktien
    100%
  • Cash
    0%
  • Sonstige
    0%
  • Keine Daten
    0%

The portfolio is entirely composed of stocks, with no exposure to bonds, cash, or other asset classes. This allocation can lead to substantial growth during bullish markets but may also increase risk during downturns. Compared to a balanced benchmark, this lack of diversification may expose the portfolio to higher volatility. To mitigate risks, consider introducing other asset classes like bonds, which can provide stability and income during market fluctuations. This adjustment can enhance the portfolio's resilience and align it with a more diversified investment strategy.

Branchen Info

  • Technologie
    46%
  • Zyklische Konsumgüter
    10%
  • Telekommunikation
    9%
  • Finanzen
    9%
  • Gesundheitswesen
    8%
  • Industriegüter
    6%
  • Basiskonsumgüter
    5%
  • Energie
    3%
  • Grundstoffe
    1%
  • Versorgungsunternehmen
    1%
  • Immobilien
    1%

The portfolio is heavily concentrated in technology, comprising 46% of the allocation. This sector focus can drive significant growth, especially during tech booms, but may also lead to higher volatility during market corrections or interest rate hikes. Compared to a diversified benchmark, this concentration could increase risk exposure. To balance sector risk, consider reallocating some funds to underrepresented sectors like healthcare or consumer defensive, which can offer stability and diversification benefits, especially during economic downturns.

Regionen Info

  • Nordamerika
    93%
  • Europa
    3%
  • Asien
    2%
  • Asien Schwellenländer
    1%
  • Japan
    1%
  • Lateinamerika
    0%
  • Australasia
    0%
  • Afrika/Mittlerer Osten
    0%
  • Europa Schwellenländer
    0%

The portfolio's geographic allocation is predominantly in North America, accounting for 93% of its exposure. This heavy concentration may benefit from the robust U.S. market but also limits international diversification. Compared to global benchmarks, this allocation may miss growth opportunities in emerging markets or developed regions like Europe and Asia. To enhance geographic diversification and potentially reduce risk, consider increasing exposure to international markets. This can capture global growth trends and hedge against regional economic downturns.

Marktkapitalisierung Info

  • Sehr groß
    46%
  • Groß
    37%
  • Mittel
    15%
  • Klein
    1%
  • Mikro
    0%

The portfolio's market capitalization is skewed towards mega and big-cap stocks, comprising 46% and 37% respectively. This focus on large companies can provide stability and steady growth, but may limit exposure to the higher growth potential of small and mid-cap stocks. Compared to a balanced benchmark, this allocation may lack the dynamism smaller companies can offer. To capture a broader spectrum of growth opportunities, consider increasing exposure to mid and small-cap stocks, which can offer diversification and enhance the portfolio's growth potential.

Redundante Positionen Info

  • Invesco NASDAQ 100 ETF
    Vanguard Growth Index Fund ETF Shares
    Hohe Korrelation
  • Vanguard Total World Stock Index Fund ETF Shares
    Vanguard S&P 500 ETF
    Hohe Korrelation

The portfolio contains highly correlated assets, particularly between the Invesco NASDAQ 100 ETF and the Vanguard Growth Index Fund ETF Shares. Such correlations can limit diversification benefits, as these assets may move in tandem during market shifts. In contrast, uncorrelated assets can reduce risk by balancing gains and losses. To enhance diversification, consider replacing or reducing correlated holdings with alternatives that have lower correlation. This strategy can improve risk management and potentially enhance the portfolio's risk-adjusted returns.

Ausschüttungen Info

  • Invesco NASDAQ 100 ETF 0,70%
  • Schwab U.S. Dividend Equity ETF 3,90%
  • VanEck Semiconductor ETF 0,50%
  • Vanguard S&P 500 ETF 1,40%
  • Vanguard Total World Stock Index Fund ETF Shares 1,70%
  • Vanguard Growth Index Fund ETF Shares 0,40%
  • Gewichtete Ausschüttungen (pro Jahr) 1,24%

The portfolio's dividend yield stands at 1.24%, with the Schwab U.S. Dividend Equity ETF contributing the highest yield at 3.90%. Dividends can provide a steady income stream and enhance total returns, especially during volatile markets. Compared to a growth-focused benchmark, this yield is relatively modest. If income generation is a priority, consider increasing allocation to dividend-paying stocks or ETFs. This can provide a cushion during downturns and offer a more balanced approach to growth and income.

Laufende Produktkosten Info

  • Invesco NASDAQ 100 ETF 0,15%
  • Schwab U.S. Dividend Equity ETF 0,06%
  • VanEck Semiconductor ETF 0,35%
  • Vanguard S&P 500 ETF 0,03%
  • Vanguard Total World Stock Index Fund ETF Shares 0,07%
  • Vanguard Growth Index Fund ETF Shares 0,04%
  • Gewichtete Gesamtkosten (pro Jahr) 0,10%

The portfolio's total expense ratio (TER) is 0.10%, indicating low management costs, which is beneficial for long-term performance. Compared to industry averages, this cost structure is competitive and supports better net returns. Keeping costs low is crucial, as high fees can erode gains over time. To maintain cost efficiency, regularly review expense ratios and consider switching to lower-cost alternatives if available. This proactive approach can enhance returns and ensure your portfolio remains aligned with cost-effective investment strategies.

Risiko vs. Rendite

Dieser Chart zeigt die Efficient Frontier, berechnet auf Basis deiner aktuellen Positionen mit unterschiedlichen Gewichtungen. Er hebt das beste Verhältnis zwischen Risiko und Rendite hervor, basierend auf historischen Daten. "Effiziente" Portfolios maximieren die Rendite für ein gegebenes Risiko oder minimieren das Risiko für eine gegebene Rendite. Portfolios unterhalb der Kurve sind weniger effizient. Diese Grafik dient nur zu Informationszwecken und stellt keine Empfehlung zum Kauf oder Verkauf von Wertpapieren dar.

The portfolio can potentially be optimized using the Efficient Frontier concept, which aims to achieve the best possible risk-return ratio. Currently, the portfolio's expected return is slightly below the optimal level. By adjusting the allocation of existing assets, you could achieve a higher expected return of 14.57% with a similar risk level. However, it's important to note that this optimization focuses solely on the current assets and doesn't account for external diversification or other investment goals. Regularly reviewing and adjusting allocations can help maintain an efficient and aligned portfolio.

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