Broadly Diversified Growth Portfolio with High North American Exposure and Moderate Costs

Risikoprofil

  • Sicher
    Spekulativ

Das Risikoprofil, abgeleitet aus vergangenen Marktschwankungen, zeigt das Risiko, dem das Portfolio ausgesetzt bist. Diese Bewertung hilft dabei, Deine Investitionen mit Deinen finanziellen Zielen und Deiner Risikobereitschaft in Einklang zu bringen.

Diversifikationsprofil

  • Fokussiert
    Diversifiziert

Das Diversifikationsprofil bewertet die Verteilung von Anlagen über verschiedene Anlageklassen, Regionen und Branchen. Diese Bewertung hilft dabei, Risiken zu reduzieren, Renditen zu maximieren und eine Überkonzentration in einem einzelnen Bereich zu vermeiden.

Für welchen Anlegertyp dieses Portfolio geeignet ist

Wachstumsorientierte Anleger

This portfolio is suitable for growth-oriented investors with a moderate to high-risk tolerance. Such investors typically have a long-term investment horizon and seek capital appreciation rather than immediate income. They are comfortable with market volatility and are willing to endure short-term losses for the potential of higher long-term gains. This type of investor values diversification across sectors and geographies but remains heavily focused on equities to maximize growth opportunities. Their investment goals often include wealth accumulation and achieving financial independence.

Positionen

  • Vanguard S&P 500 ETF
    VOO - US9229083632
    30,00%
  • Vanguard Growth Index Fund ETF Shares
    VUG - US9229087369
    14,00%
  • Avantis® U.S. Small Cap Value ETF
    AVUV - US0250728773
    10,00%
  • Schwab U.S. Dividend Equity ETF
    SCHD - US8085247976
    10,00%
  • Vanguard FTSE Developed Markets Index Fund ETF Shares
    VEA - US9219438580
    10,00%
  • JPMorgan U.S. Quality Factor ETF
    JQUA - US46641Q7613
    5,00%
  • iShares Semiconductor ETF
    SOXX - US4642875235
    5,00%
  • Vanguard Total International Stock Index Fund ETF Shares
    VXUS - US9219097683
    5,00%
  • Industrial Select Sector SPDR® Fund
    XLI - US81369Y7040
    5,00%
  • Franklin FTSE Latin America ETF
    FLLA - US35473P5614
    3,00%
  • Global X Uranium ETF
    URA - US37954Y8710
    3,00%

The portfolio is composed of 11 different ETFs, with a significant emphasis on U.S.-based funds. The largest allocation is to the Vanguard S&P 500 ETF at 30%, followed by the Vanguard Growth Index Fund ETF Shares at 14%. This suggests a strong preference for large-cap U.S. equities. The portfolio also includes small-cap and sector-specific ETFs, providing a broad diversification across different market segments. This mix of ETFs indicates a balanced approach to growth investing, aiming to capture gains from various market sectors and capitalizations.

Wachstum

Historically, the portfolio has shown a strong performance with a Compound Annual Growth Rate (CAGR) of 14.45%. However, it also experienced a significant maximum drawdown of -35.38%, indicating vulnerability during market downturns. The fact that 90% of returns came from just 14 days highlights the importance of staying invested to capture these critical gains. This performance suggests that while the portfolio has potential for high returns, it also carries a considerable level of risk, particularly in volatile market conditions.

Prognose

Using a Monte Carlo simulation with 1,000 iterations, the portfolio projects a wide range of potential outcomes. The median (50th percentile) end portfolio value is 536.26%, with a 67th percentile value of 837.98%. The 5th percentile, representing a more conservative estimate, is 19.85%. These simulations assume a hypothetical initial investment and offer a probabilistic view of future performance. The high number of simulations with positive returns (965 out of 1,000) suggests a favorable outlook, but the wide range in outcomes underscores the inherent uncertainty.

Anlageklassen

  • Aktien
    99%
  • Cash
    0%
  • Sonstige
    0%
  • Keine Daten
    0%

The portfolio is heavily weighted towards equities, with 99.48% in stocks and minimal allocations in cash and other asset classes. This high equity exposure aligns with the growth objective but also increases vulnerability to market volatility. Diversification across asset classes could potentially reduce risk. However, given the current composition, the portfolio is positioned to benefit from equity market upswings. Investors may want to consider adding bonds or other fixed-income assets to balance the risk-reward profile.

Branchen

  • Technologie
    26%
  • Industriegüter
    15%
  • Finanzen
    13%
  • Zyklische Konsumgüter
    10%
  • Gesundheitswesen
    9%
  • Energie
    8%
  • Telekommunikation
    6%
  • Basiskonsumgüter
    6%
  • Grundstoffe
    4%
  • Immobilien
    2%
  • Versorgungsunternehmen
    1%

Sector allocation shows a significant concentration in Technology (25.89%), followed by Industrials (14.75%) and Financial Services (13.36%). This indicates a strong tilt towards sectors that are typically more volatile but also offer higher growth potential. The portfolio is well-diversified across various sectors, which can help mitigate sector-specific risks. However, the heavy reliance on technology could lead to higher volatility. Adjusting sector weights to achieve a more balanced exposure could enhance stability without sacrificing growth potential.

Regionen

  • Nordamerika
    81%
  • Europa
    8%
  • Lateinamerika
    3%
  • Japan
    3%
  • Asien
    2%
  • Australasia
    1%
  • Asien Schwellenländer
    1%
  • Afrika/Mittlerer Osten
    0%
  • Europa Schwellenländer
    0%

Geographically, the portfolio is predominantly focused on North America, with 80.96% of assets allocated there. Europe Developed and Latin America follow with 8.08% and 3.24%, respectively. This heavy North American focus aligns with the preference for U.S. equities but limits exposure to international markets. Diversifying geographically could reduce region-specific risks and provide opportunities in emerging and developed markets outside North America. Investors might consider increasing allocations to other regions to achieve a more globally balanced portfolio.

Ausschüttungen

  • Avantis® U.S. Small Cap Value ETF 1,70%
  • Franklin FTSE Latin America ETF 6,70%
  • JPMorgan U.S. Quality Factor ETF 1,20%
  • Schwab U.S. Dividend Equity ETF 3,50%
  • iShares Semiconductor ETF 0,70%
  • Global X Uranium ETF 6,90%
  • Vanguard FTSE Developed Markets Index Fund ETF Shares 3,40%
  • Vanguard S&P 500 ETF 1,40%
  • Vanguard Growth Index Fund ETF Shares 0,50%
  • Vanguard Total International Stock Index Fund ETF Shares 3,10%
  • Industrial Select Sector SPDR® Fund 1,50%
  • Gewichtete Ausschüttungen (pro Jahr) 2,08%

Dividend yield data is not provided, but the inclusion of the Schwab U.S. Dividend Equity ETF suggests an intent to capture dividend income. Dividends can provide a steady income stream and add to total returns, especially in volatile markets. Investors should monitor dividend yields and consider the impact of dividend reinvestment on long-term growth. Balancing growth with income-generating assets can enhance the portfolio's overall performance and provide a buffer during market downturns.

Laufende Produktkosten

  • Avantis® U.S. Small Cap Value ETF 0,25%
  • Franklin FTSE Latin America ETF 0,19%
  • JPMorgan U.S. Quality Factor ETF 0,12%
  • Schwab U.S. Dividend Equity ETF 0,06%
  • iShares Semiconductor ETF 0,35%
  • Global X Uranium ETF 0,69%
  • Vanguard FTSE Developed Markets Index Fund ETF Shares 0,05%
  • Vanguard S&P 500 ETF 0,03%
  • Vanguard Growth Index Fund ETF Shares 0,04%
  • Vanguard Total International Stock Index Fund ETF Shares 0,08%
  • Industrial Select Sector SPDR® Fund 0,09%
  • Gewichtete Gesamtkosten (pro Jahr) 0,11%

The total expense ratio (TER) for the portfolio is 0.11%, which is relatively low and indicative of cost-effective fund choices. The lowest cost is associated with the Vanguard S&P 500 ETF at 0.03%, while the highest is the Global X Uranium ETF at 0.69%. Keeping investment costs low is crucial for maximizing net returns. Investors should continue to monitor the expense ratios and consider lower-cost alternatives if available. Maintaining a low-cost structure will help in achieving better net returns over the long term.

Was jetzt?

Mit einem Finanzberater sprechen!

Verfeinere deine Strategie mit Expertenwissen.

Kostenloses Gespräch vereinbaren

Eigene Analyse erstellen?

Analysiere dein Portfolio

Tritt unserer Community bei!

Zum Insightfolio-Discord

Die auf dieser Plattform bereitgestellten Informationen dienen nur zu Informationszwecken und sollten nicht als Finanzberatung angesehen werden. Die dargestellten Inhalte sind allgemeiner und lehrreicher Natur und bieten Einblicke und Ideen zu verschiedenen Finanzthemen.

Insightfolio übernimmt keine Gewähr für die Richtigkeit, Vollständigkeit oder Zuverlässigkeit der dargestellten Informationen. Die Nutzer sind dafür verantwortlich, die Informationen zu überprüfen und unabhängige Entscheidungen auf der Grundlage eigener Nachforschungen und sorgfältiger Prüfung zu treffen.

Investitionen sind mit Risiken verbunden. Die Nutzer sollten sich darüber im Klaren sein, dass der Wert von Anlagen schwanken kann und dass die Wertentwicklung in der Vergangenheit kein Indikator für zukünftige Ergebnisse ist. Es ist wichtig, die eigene Risikotoleranz und die eigenen finanziellen Ziele sorgfältig abzuwägen, bevor man Anlageentscheidungen trifft.

Mit dem Zugriff auf die von Insightfolio angebotenen Dienste, Informationen oder Inhalte erklären sich die Nutzer mit den Bedingungen dieses Haftungsausschlusses einverstanden. Wenn Sie mit diesen Bedingungen nicht einverstanden sind, sehen Sie bitte von der Nutzung unserer Plattform ab.

War dieser Bericht hilfreich für dich?

Wir sind sehr an deiner ehrlichen Meinung interessiert! Gib uns Feedback