High-Risk Growth Portfolio with Low Diversification and Strong Sector Concentration
Risikoprofil
- Sicher Spekulativ
Das Risikoprofil, abgeleitet aus vergangenen Marktschwankungen, zeigt das Risiko, dem das Portfolio ausgesetzt bist. Diese Bewertung hilft dabei, Deine Investitionen mit Deinen finanziellen Zielen und Deiner Risikobereitschaft in Einklang zu bringen.
Diversifikationsprofil
- Fokussiert Diversifiziert
Das Diversifikationsprofil bewertet die Verteilung von Anlagen über verschiedene Anlageklassen, Regionen und Branchen. Diese Bewertung hilft dabei, Risiken zu reduzieren, Renditen zu maximieren und eine Überkonzentration in einem einzelnen Bereich zu vermeiden.
Für welchen Anlegertyp dieses Portfolio geeignet ist
Wachstumsorientierte Anleger
This portfolio is suitable for an aggressive investor with a high-risk tolerance and a long-term investment horizon. Such an investor is typically focused on growth and is willing to accept significant volatility in pursuit of higher returns. Their primary goal is capital appreciation, and they are comfortable with short-term losses. This type of investor often has a longer time frame, allowing them to weather market downturns and benefit from the potential for substantial gains over time.
Positionen
-
Vanguard S&P 500 ETF
VOO - US9229083632 50,00% -
Avantis® U.S. Small Cap Value ETF
AVUV - US0250728773 10,00% -
SPDR® S&P MIDCAP 400 ETF Trust
MDY - US78467Y1073 10,00% -
Vanguard Energy Index Fund ETF Shares
VDE - US92204A3068 10,00% -
Vanguard Financials Index Fund ETF Shares
VFH - US92204A4058 10,00% -
Vanguard Information Technology Index Fund ETF Shares
VGT - US92204A7028 10,00%
The portfolio is heavily weighted towards equities, with a significant concentration in the Vanguard S&P 500 ETF at 50%. This lack of diversification means the portfolio is more susceptible to market volatility. Diversification is key to reducing risk in a portfolio, and having a high concentration in a single ETF can lead to significant swings in value. To improve diversification, consider adding assets from different classes, such as bonds or international equities, to balance out the portfolio.
Wachstum
Historically, the portfolio has performed well with a compound annual growth rate (CAGR) of 15.41%. However, it has also experienced a maximum drawdown of -38.68%, indicating significant volatility. High returns often come with higher risks, and the large drawdown suggests the portfolio is vulnerable to market downturns. To mitigate this risk, incorporating more stable, lower-risk investments could help smooth out returns and provide a buffer during market declines.
Prognose
Using a Monte Carlo simulation with 1,000 iterations, the portfolio shows a wide range of potential outcomes. The 5th percentile projection is 48.4%, while the 50th percentile is 636.9%, and the 67th percentile is 1,105.3%. Monte Carlo simulations help understand the range of possible future outcomes by simulating different market conditions. To increase the likelihood of achieving more stable returns, consider diversifying the portfolio further to reduce the impact of market volatility.
Anlageklassen
- Aktien 100%
- Cash 0%
The portfolio is almost entirely composed of stocks, with a negligible amount of cash. This high allocation to equities aligns with a high-risk, high-reward investment strategy. While stocks can offer significant growth potential, they also come with increased risk. To reduce overall portfolio risk, consider allocating a portion of the investment to bonds or other fixed-income assets, which can provide more stability and income during market downturns.
Branchen
- Technologie 27%
- Finanzen 20%
- Energie 14%
- Zyklische Konsumgüter 9%
- Industriegüter 8%
- Gesundheitswesen 7%
- Telekommunikation 5%
- Basiskonsumgüter 4%
- Grundstoffe 2%
- Immobilien 2%
- Versorgungsunternehmen 1%
The sector allocation is heavily skewed towards Technology (27.32%), Financial Services (20.06%), and Energy (14.11%). This concentration in a few sectors increases the portfolio's exposure to sector-specific risks. Diversifying across more sectors can help mitigate the impact of downturns in any single industry. Consider spreading investments across a broader range of sectors to reduce the risk associated with sector concentration.
Regionen
- Nordamerika 99%
- Europa 1%
- Lateinamerika 0%
- Asien Schwellenländer 0%
- Asien 0%
- Afrika/Mittlerer Osten 0%
Geographically, the portfolio is overwhelmingly focused on North America, with 99.06% of assets allocated there. This lack of international exposure means the portfolio is highly dependent on the performance of the U.S. market. To reduce geographic risk, consider adding international equities to the portfolio. Diversifying geographically can help protect against regional economic downturns and provide exposure to growth opportunities in other markets.
Ausschüttungen
- Avantis® U.S. Small Cap Value ETF 1,70%
- SPDR® S&P MIDCAP 400 ETF Trust 1,20%
- Vanguard Energy Index Fund ETF Shares 3,00%
- Vanguard Financials Index Fund ETF Shares 1,80%
- Vanguard Information Technology Index Fund ETF Shares 0,60%
- Vanguard S&P 500 ETF 1,30%
- Gewichtete Ausschüttungen (pro Jahr) 1,48%
The portfolio's dividend yield is not explicitly provided, but given the high allocation to equities, it likely includes some dividend-paying stocks. Dividends can provide a steady income stream and help offset losses during market downturns. To enhance income stability, consider focusing on high-quality dividend-paying stocks or dividend-focused ETFs, which can provide regular income and potentially lower volatility.
Laufende Produktkosten
- Avantis® U.S. Small Cap Value ETF 0,25%
- SPDR® S&P MIDCAP 400 ETF Trust 0,24%
- Vanguard Energy Index Fund ETF Shares 0,10%
- Vanguard Financials Index Fund ETF Shares 0,10%
- Vanguard Information Technology Index Fund ETF Shares 0,10%
- Vanguard S&P 500 ETF 0,03%
- Gewichtete Gesamtkosten (pro Jahr) 0,09%
The portfolio's total expense ratio (TER) is 0.09%, which is relatively low. Lower costs mean more of the investment returns are retained by the investor. Keeping costs low is crucial for long-term investment success, as high fees can erode returns over time. Continue to monitor and manage investment costs to ensure they remain low, and consider low-cost index funds or ETFs to maintain cost efficiency.
Was jetzt?
Mit einem Finanzberater sprechen!
Verfeinere deine Strategie mit Expertenwissen.
Eigene Analyse erstellen?
Tritt unserer Community bei!
Die auf dieser Plattform bereitgestellten Informationen dienen nur zu Informationszwecken und sollten nicht als Finanzberatung angesehen werden. Die dargestellten Inhalte sind allgemeiner und lehrreicher Natur und bieten Einblicke und Ideen zu verschiedenen Finanzthemen.
Insightfolio übernimmt keine Gewähr für die Richtigkeit, Vollständigkeit oder Zuverlässigkeit der dargestellten Informationen. Die Nutzer sind dafür verantwortlich, die Informationen zu überprüfen und unabhängige Entscheidungen auf der Grundlage eigener Nachforschungen und sorgfältiger Prüfung zu treffen.
Investitionen sind mit Risiken verbunden. Die Nutzer sollten sich darüber im Klaren sein, dass der Wert von Anlagen schwanken kann und dass die Wertentwicklung in der Vergangenheit kein Indikator für zukünftige Ergebnisse ist. Es ist wichtig, die eigene Risikotoleranz und die eigenen finanziellen Ziele sorgfältig abzuwägen, bevor man Anlageentscheidungen trifft.
Mit dem Zugriff auf die von Insightfolio angebotenen Dienste, Informationen oder Inhalte erklären sich die Nutzer mit den Bedingungen dieses Haftungsausschlusses einverstanden. Wenn Sie mit diesen Bedingungen nicht einverstanden sind, sehen Sie bitte von der Nutzung unserer Plattform ab.
War dieser Bericht hilfreich für dich?
Wir sind sehr an deiner ehrlichen Meinung interessiert! Gib uns Feedback